“Homes for the taking”: Must-read investigative report on District of Columbia program that drives some poor people out of their homes

Read it here. Here's the page-one, top-of-the-paper headline in today's Washington Post: This man [pictured above the fold in the Post] owed $134 in property taxes. The District [of Columbia] sold the lien to an investor who foreclosed on his $197,000 home and sold it. He and many other homeowners like him were LEFT WITH […]

Solove & Hartzog Paper on the FTC’s Common Law of Privacy

Daniel J. Solove of George Washington and Woodrow Hartzog of Samford's Cumberland School of Law and Stanford's Center for Internet and Society have written The FTC and the New Common Law of Privacy, forthcoming in the Columbia Law Review. Here's the abstract: One of the great ironies about information privacy law is that the primary regulation […]

Is the Affordable Care Act bringing down the cost of health insurance?

Under the Affordable Care Act (ACA), individuals and families can buy private health insurance coverage through in state-sponsored markets (also known as "exchnages"). The markets open for business in October 2013. The insurance coverage purchased in those markets will take effect on January 1, 2014. We posted earlier that health insurance premiums will be 50% […]

Does Google’s market dominance undermine consumer privacy?

That's one of the topics of an article by Nathan Newman entitled "The Costs of Lost Privacy: Consumer Harm and Rising Economic Inequality in the Age of Google." Here is the abstract: This article emphasizes the broad consumer harm from the extraction of personal user data deployed by Google and many other online companies for […]

CFPB Issues Bulletin on Responsibilities of Furnishers of Information to Credit Reporting Agencies

by Jeff Sovern One of the things Ira Rheingold and I wrote about in our Times op-ed earlier this summer was the need to require lenders that furnish information to conduct better investigations when they receive complaints about inaccurate information supplied to credit bureaus.  Today, the CFPB issued a bulletin about the duties of furnishers.  […]

Today’s Arbitration Outrage: Second Circuit Says Destitute New York Resident Consumer Must Arbitrate Case in Arizona

By Paul Bland, Senior Attorney at Public Justice @PblandBland   Periodically, people ask me rhetorical questions like, "How much worse can the law of arbitration get?  I mean, it's so incredibly bad that it has to have bottomed out, right?" As Jane Wagner famously wrote, no matter how cynical you become, it's never enough to keep […]

Calo Paper on Digital Market Manipulation

M. Ryan Calo of Washington has written Digital Market Manipulation.  Here's the abstract: Jon Hanson and Douglas Kysar coined the term “market manipulation” in 1999 to describe how companies exploit the cognitive limitations of consumers.  Everything costs $9.99 because consumers see the price as closer to $9 than $10.  Although widely cited by academics, the […]

Immigrant rights groups and other legal services providers sue FTC under the Freedom of Information Act for access to consumer-complaint database

Read about it here. Here's an excerpt: Hiring a nonlawyer to do legal work carries the risk of a bad outcome, but the stakes can be especially high for immigrants. Misfiled forms or missed deadlines can lead to deportation. Legal fraud targeting immigrants is on the rise, according to immigration lawyers who blame confusion arising […]