Christine Chen Zinner & Christine Hines have written Consumer Protection Under the Trump CFPB. What Comes Next?, 38 Loy. Consumer L. Rev. 131 (2026). I can’t find it on the web yet except on Westlaw at 38 LYCLREV 131. Here’s the concluding paragraph: In this current moment, with seemingly no checks on wrongdoing and little […]
Author Archives: Jeff Sovern
The announcement is here and Consumer Finance Monitor has a report here. Chris is a longtime consumer law professor at the University of Utah. Most recently, he has been working on the forthcoming sixth edition of our consumer law casebook, scheduled for publication in time for Spring 2027 classes (the link is to the fifth […]
Here. The report–by Alan S. Kaplinsky, Richard J. Andreano, Jr., John L. Culhane, Jr. & Adam Maarec—is based in turn on a report by Semafor’s Eleanor Mueller. In their view, this “make[s] practical and legal sense” because it “help[s] avoid a leadership vacuum.” Vought’s acting director term is to expire August 1 and in the likely event that Johnson […]
That’s according to American Banker’s Kate Berry in Disclosures show CFPB pick’s ties to several regulated firms. And, of course, Johnson currently works for Cap One.
So reports Corey G. Johnson of Pro Publica in FCC Officials Took Pricey Gifts From Paramount as the Company Needed Approval for Billion-Dollar Deals. That article focuses on the FCC’s regulation of the entertainment industry but the FCC also implements and interprets the Telephone Consumer Protection Act (which is not to say that the deals in question […]
So suggests an article in the Chronicle of Higher Education, The Demise of Disparate-Impact Liability, which carries the subhed The Education Department’s decision to eliminate a civil-rights enforcement tool strikes some as hypocritical. Here’s an excerpt: [C]ritics say the administration is relying on the kind of statistical evidence used in disparate-impact cases to crack down on […]
Well, the Senate Banking Committee’s hearing on the nominee for CFPB director was ridiculously short. Senators got only five minutes to ask questions of three nominees for different agencies. How strange that people complain about the CFPB’s lack of accountability and then spend far less time publicly vetting the nominee to lead the Bureau than, […]
I have no inside information about CFPB director-nominee Brian Johnson’s prospects for confirmation, but unless at least one Republican senator on the Senate Banking Committee votes against his confirmation, he will move to a vote by the entire Senate even if every Committee Democrat votes against him. Two Republican members of the Committee–Senators Tillis and […]
Here. Funny how whenever someone argues for creation of a private claim for consumers, you hear opponents complain that the private claims will flood the courts but you never hear anyone say that these debt cases are flooding the courts. I wonder how much taxpayers are contributing to debt collection at this point.

