Author Archives: Brian Wolfman

National Consumer Law Center releases student-loan toolkit

The National Consumer Law Center has released a student-loan toolkit. According to NCLC, it is “a free online resource to help borrowers navigate the student loan system and manage their debt. It’s also a resource for financial counselors, legal aid attorneys, and other advocates who advise borrowers on the options and strategies for their loan […]

Read this article about Tesla’s autopilot feature

The Washington Post has done an analysis of National Highway Traffic Safety Administration data showing 736 U.S. crashes since 2019 involving Tesla cars operating in autopilot mode. According to this article by Faiz Saddiqui and Jeremy Merrill, that’s far more Tesla autopilot crashes than previously revealed. The article discusses these findings in some detail and […]

Maybe Amazon’s prices are not so low

Read Amazon’s Pricing Paradox by Rory Van Loo and Nikita Aggarwal. Here’s the abstract: Amidst contentious debates about whether Amazon wields excess market power to harm competitors, one of the few things that most parties have agreed upon is that Amazon offers low prices. This Article challenges that assumption by demonstrating that Amazon charges higher prices […]

More on the FTC’s proposed rule on “click to cancel” subscriptions and memberships

Allison posted a couple days ago on the FTC’s proposed rule on “click to cancel” subscriptions and memberships. Relatedly, Michele Singletary at the Washington Post has this useful piece on the topic. Here’s a little excerpt that describes the practices targeted by the FTC proposal and why those practices can be bad: With a negative-option membership […]

Can downstream creditors collect deficiency judgments on mortgage loans a decade or more after the foreclosure?

The question in the case, Santos v. Yellowfin Loan Servicing Corp., No. 22-0910 (Tex. S. Ct.),  is whether a claim to collect a deficiency judgment on a second mortgage accrues when that judgment is entered or whenever in the future the lender (or its successor in interest) decides to “accelerate” the original mortgage loan. Lenders […]