The Real Estate Settlement Procedures Act (RESPA) requires mortgage servicers to respond to qualified written requests (“QWRs”) for information from borrowers relating to the servicing of their loan within five days. Where a servicer fails to comply with this requirement, the borrower may bring an action to recover “any actual damages to the borrower as […]
Looks like an exciting program, with leading consumer law scholars both in and outside the US! From the announcement: Almost 65 years after the introduction of the Consumer Bill of Rights, new technologies and business practices are raising questions about how consumer protections should evolve. This November, the Tulane Law Review, alongside Professor Mateusz Grochowski […]
This summer, I posted about two district court decisions that vacated the Department of Education’s rule that would impose a variety of ideological requirements for eligibility for Public Service Loan Forgiveness. The Department appealed those decisions to the D.C. and First Circuits. Yesterday, the Department moved to dismiss its appeal in the D.C. Circuit, meaning […]
Go here, courtesy of the Center for Responsible Lending.
After a health insurance plan told members that one of its employees had emailed a spreadsheet containing their sensitive health information to other plan members, the members sued on a variety of Idaho state law theories. The district court dismissed their claims, holding that the unauthorized disclosure of private information alone or the loss of […]
The announcement is here. Here’s the first paragraph of the announcement: The Janet D. Steiger Fellowship Project provides law students with the extraordinary opportunity to work in the consumer protection departments of state and territorial Offices of Attorneys General and other consumer protection agencies, as well as the National Association of Attorneys General and the […]
Richard Frankel of Drexel has written Do Arbitration Providers Have Incentives to Favor Businesses over Individuals? Mass Arbitration as a Case Study, Journal of International Dispute Settlement (forthcoming 2027). Here’s the abstract: When it comes to selecting arbitrators to resolve a dispute, the arbitration system goes to great lengths to avoid arbitrator bias. Both parties […]
A fact pattern has been occurring more and more in the last few years. A consumer uses Google or another search engine to find a government agency or business’s phone number, and calls the first number that shows up asking for assistance, without realizing that number is not actually for the agency or business they […]
We received the following announcement: The Conference on Consumer Finance Law (CCFL) invites second year law students to submit abstracts for consideration in an upcoming issue of the Consumer Finance Law Quarterly Report (CFLQR). This initiative is designed to foster emerging scholarship in consumer finance law by pairing selected students with experienced practitioners and scholars […]