Remember how the National Arbitration Forum, also known as NAF, arbitrated disputes involving an affiliated debt collector? Well, the CFPB has banned another arbitration service provider, Ejudicate from consumer arbitrations for a variety of reasons, including that Ejudicate heard matters brought by a party with whom it had a financial relationship, Prehired Recruiting. The CFPB […]
Title III of the Americans with Disabilities Act prohibits discrimination “on the basis of disability in the full and equal enjoyment of the goods, services, facilities, privileges, advantages, or accommodations of any place of public accommodation by any person who owns, leases (or leases to), or operates a place of public accommodation.” Courts of appeals […]
Here. The article is Silence as Consumer Consent: Global Regulation of Negative Option Contracts, forthcoming in the American University Law Review.
My latest op-ed, in the American Banker (behind paywall but available on Lexis). An excerpt: Polls show that the CFPB is extremely popular, even among Republican voters. So why are Republican politicians so quick to attack it? One answer is that the politicians believe that the free market provides better consumer protection than the government. […]
Here’s the announcement, which can also be found at Two Year Consumer Law Fellowship – NACA (consumeradvocates.org) NACA Consumer Law 2-Year Fellowship Program Jumpstart Your Career in Consumer Law: Be a NACA Inaugural Fellow and Make a Real Impact from Day One! This unique two-year fellowship offers students about to graduate law school the opportunity […]
In its recently released Supervisory report, the Consumer Financial Protection Bureau highlights unfair (and abusive) acts and practices in auto financing. In this sector, the CFPB says its Supervision pays particular attention to auto repossessions, where it found numerous unfair acts and practices. Among them, the bureau found that a servicer or servicers erroneously repossessed […]
A company called “DoNotPay” operated an artificial intelligence service that it called “the world’s first robot lawyer,” which it claimed “would allow consumers to “sue for assault without a lawyer” and “generate perfectly valid legal documents in no time.” Not surprisingly, the product did not live up to its claims. In late September, the FTC […]
Imran Rahman-Jones has the story in the BBC here. A family’s 12-year old ordered pizza on Uber Eats and that cost the parents the ability to go to court when the Uber they were riding in crashed, causing spinal fractures and other terrible injuries.
ProPublia reports that, “[f]acing financial ruin, the Lac du Flambeau tribe began offering short-term loans online with annual rates often over 600%. But as the tribe rose in an industry derided for predatory practices, it put its reputation at risk and drew costly lawsuits.” The article is here.
MarketWatch has a story here and the American Banker’s Pola Rocha and Kevin Wack take a deeper dive here (behind paywall but also available on Lexis). Former President Trump describes the cap as temporary. It looks like an attempt to pander to voters with credit card debt. It is also hard to reconcile with the fact […]