We received the following: The American College of Consumer Financial Services Lawyers is pleased to announce its 2026 annual writing competition to recognize significant written contributions to the field of U.S. consumer financial services law in the following categories: a) Books b) Publishable articles, book chapters, or substantial book reviews by a professional in the […]
Yesterday, the Second Circuit decided Upsolve v. James, an appeal that had different advocates for low-income consumers taking opposing positions. The case was brought by Upsolve, a nonprofit that seeks to provide free legal advice to New Yorkers facing debt-collection actions in state court via a cadre of specially trained, non-lawyer “Justice Advocates.” The problem is […]
In the American Banker. According to Berry, the CFPB wants to eliminate the use of disparate impact for proving violations of the Equal Credit Opportunity Act. Because it’s so difficult to win using the other principal way of proving ECOA violations, disparate treatment (and the Seventh Circuit bars the use of disparate treatment under ECOA […]
As regular readers of the blog know, Ballard Spahr’s Consumer Finance Monitor podcast often interviews consumer legal scholars about their scholarship. Consequently, Alan Kaplinsky is always on the lookout for articles to feature on the podcast. If you have an article that you think might be of interest to Consumer Finance Monitor podcast listeners, please […]
Last week, the Trump Administration finally got around to posting its Spring 2025 semiregulatory agenda. Among the notable consumer-related items, the Department of Transportation intends to withdraw an Advanced Notice of Proposed Rulemaking issued by the last administration that was considering regulations relating to compensation, rebooking, and accommodations for delays and cancellations that were within […]
Conducted by the Ballard Spahr firm. Register here.
For those graduating or finishing clerkships in 2026. More information here. The application deadline is September 30.
The National Association of Attorneys General sent a letter Monday to Apple, Google, Meta, Microsoft, Open AI, and other AI companies, warning that state AGs would enforce their respective laws to protect children against illicit AI practices. The letter, signed by 44 jurisdictions, highlighted the recent news that Meta had approved the use of “AI […]
Many commercial websites have adopted the use of “session-replay” technology, by which embedded code on a website records the visitor’s communications within that website, including their mouse movements, clicks, keystrokes, and pages visited. Businesses can then use this information in deciding how and whether to tweak their websites, and gain other consumer data. In Popa v. […]
The Federal Trade Commission this week sued fitness operators Fitness International LLC and Fitness & Sports Clubs, LLC for using cancellation procedures that made it difficult for consumers to unsubscribe from their monthly memberships. The complaint alleges that the gyms’ practices have incurred hundreds of millions of dollars in unwanted recurring charges. According to the […]