by Jeff Sovern A professor who is new to teaching consumer law has asked about skills exercises (also called active learning exercises) professors could require of students. I suggested having a student write a demand letter that didn’t violate the Fair Debt Collection Practices Act (or that did), writing a privacy policy, or perhaps one of the many […]
…is the title of this NPR piece, which examines both how easy it is to lose one's license because of poverty (in Wisconsin, for instance, failure to pay a ticket can result in a two-year suspension, which is harsher than the penalty for either drunk driving or a hit-and-run), and how losing a driver's license […]
Here's what the Food and Drug Administration just said about so-called dietary supplements and foods claimed to promote weight loss: If you find yourself making this common New Year’s resolution, know this: many so-called “miracle” weight loss supplements and foods (including teas and coffees) don’t live up to their claims. Worse, they can cause serious […]
Mary L. Heen of Richmond has written Nondiscrimination in Insurance: The Next Chapter, 49 Georgia Law Review (2014-2015). Here is the abstract: For nearly 150 years, American insurance companies have engaged in race and gender pricing practices that would be illegal if followed today by any other major commercial enterprise. The insurance industry has defended its […]
A couple of significant pro-consumer, pro-privacy rulings over the last two weeks of 2014: First, a federal district court in Minnesota rejected the argument that putative class of Target consumers harmed by the retail giant's data breach lacked standing to sue over the breach. As Law360 reports, the court "concluded that the plaintiffs' assertions that […]
Let's kick off the new year with some good news on the CFPB enforcement front: We've been following for a few months now the story of Virginia retail chains that take advantage of servicemembers' transience to trap them in a cycle of debt. (See here for my original discussion and here for a discussion of […]
Today, Public Citizen filed the opening brief in Pele v. Pennsylvania Higher Education Assistance Agency, a Fourth Circuit appeal testing whether and in what circumstances state-affiliated loan entities can qualify as "arms of the state" and so partake of a state's sovereign immunity from suit. The appeal arises out of the case of Lee Pele, […]
A recent New York Times story about the relationships between consumer-friendly state attorneys general and plaintiffs' lawyers that serve as outside counsel on enforcement cases that the outside lawyers themselves have recommended is worth a read — and a big caveat. The article is informative about how state AGs often need to turn to outside […]
The title of this piece, "When Nonprofit Hospitals Sue Their Poorest Patients," sums it up. The story raises important questions about nonprofit hospitals' social responsibility to low-income patients and highlights the harsh practices of one Missouri hospital that seizes more money from its patients than any other hospital in the state. The results are lawsuits, […]
The Department of Justice's Consumer Protection Branch is looking to hire lawyers to enforce the Nation's consumer laws. And because enforcement of those laws is a frequent topic of this blog, it seemed sensible to post the announcements here. The deadline to apply for these jobs is January 2, 2015. One job announcement is for […]