CDC: More basic prevention efforts needed to prevent hospital infections and resulting illness and death

As reported here, "the Centers for Disease Control and Prevention (CDC) have updated their previous estimates of health care-associated infections through the two reports, one of which is published in the New England Journal of Medicine, NEJM and details 2011 hospital infection estimates from a survey of hospitals in 10 states." Extrapolating from the data […]

Advance medical directives and health-care savings

In LaCrosse, Wisconsin, a disproportionately large percentage of the population have advance medical directives for dealing with end-of-life care, reports NPR's Planet Money. It's a cultural thing, not a government mandate: people there are just comfortable talking about and planning for their own deaths. LaCrosse is also notable for having the lowest health-care spending in […]

7th circuit holds that a debt collector’s offer to “settle” a time-barred debt may violate the Fair Debt Collection Practices Act

by Brian Wolfman A couple weeks ago, in McMahon v. LVNV Funding (and a companion case), the Seventh Circuit held that debt collectors' letters to consumers offering to "settle" time-barred debts (that is, debts that would be subject to a successful statute-of-limitations defense) could mislead consumers and, thus, could violate the federal Fair Debt Collection […]

Airbnb and the law

Kevin Davis has written this article reviewing legal issues raised by airbnb, the on-line apartment and home rental site that says it facilitates "[r]ent[als] from people in over 34,000 cities and 192 countries." Among the issues are (1) whether airbnb renters should have business licenses in cities and towns that require them generally, and (2) […]

CFPB wants input on how to disclose the terms of prepaid cards

Some contributors to this blog have expressed general skepticism about the value of disclosure as a means of consumer protection (and have argued that some types of disclosure are more likely to be effective than others). The Consumer Financial Protection Bureau is interested in improving disclosures for prepaid cards. Here's how the CFPB describes the […]

Does requiring that new cars be bought through car dealers protect consumers (or just car dealers)?

by Brian Wolfman Tesla wants to sell its electric cars from its own stores directly to consumers. Some states require consumers to buy new cars from car dealers supposedly on the ground that requiring consumers to go through a dealer promotes competition. Really? Sounds like protectionism for car dealers, doesn't it? Tesla isn't saying that […]

Joshua Mitts Experiment on Mandatory Disclosure

Joshua Mitts of Sullivan & Cromwell has written How Effective is Mandatory Disclosure?  Here's the abstract: Mandatory disclosure lies at the cornerstone of consumer protection law but its efficacy is unclear. I conduct one of the first online experiments on mandatory disclosure by evaluating a recent proposal to warn consumers of unexpected, unfavorable terms. To […]