Category Archives: Uncategorized

New lawsuit seeks to enjoin the Florida Bar’s efforts to squelch free speech on law-firm websites

Despite that pesky First Amendment, state bars around the country often have tried to limit what lawyers can say in advertising to prospective clients. The Florida Bar has always been a leader in this area. And, now, in rules that went into effect earlier this year, the Florida Bar had decided that ordinary promotional techniques […]

A painful object lesson in the costs of austerity

Check out this excellent and gutwrenching Post story, which explains more clearly than most sequester reporting how — and why — the sequester affected different federal programs differently, and tells the story of how four-year-old Kentuckian Carli Hopkins got kicked out of preschool by a federal budget plan adopted because of inertia and accident.

CFPB issues preliminary research results on use of pre-dispute mandatory arbitration clauses in consumer financial contracts

The Consumer Financial Protection Bureau today issued this 168-page compendium of preliminary research on the use of pre-dispute binding mandatory arbitration (BMA) clauses in consumer financial contracts. This document was released as part of CFPB's study on the use of BMA required by section 1028 of the Dodd-Frank financial reform law — the law that […]

This American Life on the history of fair housing and how where we live affects us

A fascinating piece, particularly for those of us who didn't live through the struggle to pass the Fair Housing Act. As the website explains: "Where you live is important. It can dictate quality of schools and hospitals, as well as things like cancer rates, unemployment, or whether the city repairs roads in your neighborhood. On […]

CFPB’s updated rulemaking agenda

Last week, the Consumer Financial Protection Bureau issued its semi-annual update to the agency's rulemaking agenda. Go here for a nice explanation of the current agenda. Below is the actual agenda, as published on OMB's website, with clickable links to the regulatory materials themselves. CFPB Prerule Stage Home Mortgage Disclosure Act (Regulation C) 3170-AA10 CFPB […]

Read the National Consumer Law Center’s report on the tax preparation industry

Read this new report by the National Consumer Law Center, which maintains that incompetence and fraud in the tax preparation industry harms consumers. Here's how NCLC introduces its report: Each year, tens of millions of consumers rely upon paid tax preparers to help them file accurate and compliant tax returns, yet the majority of these […]

“Walmart to Offer Payday Loans to Employees”

That is the headline for one of today's lead stories in the satirical journal The Daily Currant. The story is untrue, but sometimes satire drives home a point because what is satirical also seems plausible. After all, here, we know that Wal-Mart often doesn't pay enough for its employees to support themselves, let alone their […]

Potential Liability for Recording Conversations by Google Glass

by Paul Alan Levy Scott Cleland’s weekly anti-Google rant raises the question whether Google’s recording of conversations through Google Glass, and Google’s use of those recordings as a source of data for its commercial operations, might run afoul of federal wire-tapping laws that require consent for the interception of communications, but it seems to me […]

Los Angeles sues Wells Fargo, Citigroup, and BofA for predatory lending

The LA Times reports: The city of Los Angeles accused banking giants Wells Fargo & Co. and Citigroup Inc. of a “continuous pattern and practice” of mortgage discrimination that led to a wave of foreclosures, reduced property tax revenue and increased costs for city services. In twin lawsuits filed in U.S. District Court, the city […]