Category Archives: Uncategorized

Neighborhood pollution in court

In an encouraging sign that courts are taking health and safety seriously in the neighborhood context, the D.C. Superior Court has issued an injunction against a man whose smoking fills his neighbors’ home with smoke, which has woken them up at night coughing and subjects their 18-month-old daughter to secondhand smoke, according to the nuisance […]

CFPB wants to know how credit-card reform is working

In the Credit CARD Act of 2009 Congress sought to tame what it viewed as excesses of the credit-card industry. Go here to view the Act's basic reforms. Since the law went into effect about five years ago, commentators and researchers have tried to assess its effectiveness. Read our prior posts on the topic here, here, here, here, […]

Payday lending, lobbying, and Super PACs

The Huffington Post reports today: Facing the prospect of imminent oversight by a newly created government regulator, the much-reviled payday loan industry’s lobbying machine surged into action. The campaign to blunt the power of the Consumer Financial Protection Bureau included the usual monetary contributions to key lawmakers and hiring of well-connected lobbyists. But one little-known […]

Forced arbitration’s harmful impact on servicemembers

The New York Times reports today on financial companies' use of forced arbitration provisions to eliminate servicemembers' rights. Over the years, Congress has given service members a number of protections — some dating to the Civil War — from repossessions and foreclosures. Efforts to maintain that special status for service members has run into resistance […]

CNNMoney expose on government-hired debt collectors

This multi-part series is well worth a read. Here's a flavor from the summary: Debt collection horror stories are nothing new. But there's a whole other side to the industry that no one’s talking about: collectors hired by government agencies to hunt down debtors…. [G]overnment debt collectors are rarely held to the same consumer protection […]

Online Sites Selling Used Cars Sidestep Consumer Protections

Fair Warning reports today on online website selling used cars by matching buyers with car owners. Claiming not to be car "dealers," the sites do not necessarily comply with consumer protection rules that apply to traditional used car dealers. Read "Used Car Startups Do a Wheelie Around Consumer Protection Rules." Used Car Startups Do a […]