Category Archives: Uncategorized

1800Vending’s Effort to Ride Piggy Back on Hadeed Carpet Cleaning – Will It Succeed?

by Paul Alan Levy An increasing number of ISP’s have come to see themselves as more than stakeholders in controversies about whether their users have so clearly exceeded their First Amendment rights that their identities must be revealed in response to court subpoenas. Twitter, for example, declined in the Macao Music case to disclose the […]

Car dealers, Tesla, and allegations of crony capitalism

About a year ago, we posted about the electric-car company Tesla, which wants to sell cars directly from its stores to consumers, and efforts by car dealers to interfere with Tesla's business model on, you guessed it, consumer-protection grounds. Our earlier post dealt in particular with Tesla's difficulties selling its cars in New Jersey. Now, […]

JP Morgan settles with DOJ over robo-signing

In a settlement with the Department of Justice, JP Morgan Chase has agreed to pay more than $50 million to more than 25,000 homeowners through cash payments, mortgage loan credits, and loan forgiveness. The payment will resolve DOJ accusations that JP Morgan Chase filed robo-signed mortgage documents in bankruptcy courts. The DOJ press release explains: […]

Macao Music’s Subpoena to Identify Anonymous Critics Is Now Rejected

When a trial court judge responds to an amicus brief by reversing her published position on outcome of a motion, and begins her opinion with an expression of gratitude to “Public Citizen for its excellent and informative brief,” its author cannot help feeling a bit of glow.  But Magistrate Judge Beeler’s opinion in Macao Music […]

Dept of Education finds five collection agencies misled borrowers

"Following a review of 22 private collection agencies, the U.S. Department of Education announced today that it will wind down contracts with five private collection agencies that were providing inaccurate information to borrowers. The five companies are: Coast Professional, Enterprise Recovery Systems, National Recoveries, Pioneer Credit Recovery, and West Asset Management. …. "In its review, […]

Proposed Consumer Privacy Bill of Rights

Last Friday, the administration released a "discussion draft" of potential legislation to protect consumer privacy. CDT provides a helpful roadmap to the draft here. Today a coalition of consumer privacy groups (including CDT) responded with a letter asking the administration to strengthen provisions of the bill in areas such as the definition of sensitive information, […]

Why it’s nearly impossible to sue your credit card company

"Why it's nearly impossible to sue your credit card company" is the title of an article in today's Washington Post about the mandatory arbitration provisions that are now standard in credit card agreements and the Consumer Financial Protection Board's report, expected to be released next week, about mandatory arbitration in consumer financial agreements. The full […]

Article on payday lending by Native Americans

The Washington Post has a lengthy article today on payday lending by American Indian tribes. With some two-dozen tribes now offering installment and payday loans, Native Americans have found themselves wrestling with the merits of this lifeline. Following the formula used in casino gambling, tribes capitalize on their right to govern themselves in an otherwise […]

Sen. Warren’s terrific plain-English explanation of the dangers of the Trans-Pacific Partnership

Sen. Warren's op-ed in the Post this week is a must-read, and a must-share: it explains how our country's consumer, worker, and environmental protection laws could be undermined by a dispute-resolution clause in the TPP, currently being negotiated. More generally, the danger Sen. Warren describes is a potent illustration of how trade deals that may […]