Category Archives: Uncategorized

Third Circuit again addresses ascertainability and class certification

We have blogged before about the Third Circuit’s demanding “ascertainability” standard for class certification, which poses a class-action barrier unsupported by the rule. See here, here, and here. The Third Circuit yesterday issued another opinion on the topic, this time in a case brought under the Telephone Consumer Protection Act called City Select Auto Sales, Inc. […]

Uber settles with FTC over allegedly deceptive privacy and data security practices

Uber Technologies, Inc. has agreed to implement a comprehensive privacy program and obtain regular, independent audits to settle Federal Trade Commission charges that the ride-sharing company deceived consumers by failing to monitor employee access to consumer personal information and by failing to reasonably secure sensitive consumer data stored in the cloud. In its complaint, the […]

CFPB investigating Zillow’s ad practices

The Washington Post reports: According to Zillow, the Consumer Financial Protection Bureau has concluded a two-year investigation into the company’s “co-marketing” arrangements that allow mortgage lenders to pay for portions of realty agents’ monthly advertising costs on Zillow websites. In exchange for the money, lenders are presented in agents’ ads to site visitors as sources […]

Fed Reserve vice chair calls plans to unwind banking rules “very, very dangerous”

Financial Times reports: One of the Federal Reserve’s top policymakers has attacked attempts to reverse the post-crisis drive for tougher regulation, calling efforts to loosen constraints on banks “dangerous and extremely short-sighted”. Stanley Fischer, the vice-chairman of the Fed’s board of governors, said in an interview with the Financial Times that 10 years after the […]

On remand from the Supreme Court: plaintiff has standing in Spokeo v. Robins

Many of our readers will recall the Supreme Court's decision last year in Spokeo v. Robins in which the Court explained, in general terms, what it means for a plaintiff to allege a "concrete" injury sufficient to establish article III standing. The Court then remanded the case to the Ninth Circuit for findings on "concreteness" measured against […]

More on all-time high consumer debt

Following up on an earlier post, this Reuters story by Jonathan Spicer reports that Americans' debt level notched another record high in the second quarter, after having earlier in the year surpassed its pre-crisis peak, on the back of modest rises in mortgage, auto and credit card debt, where delinquencies jumped. Total U.S. household debt was $12.84 trillion […]

End to ACA subsidies would cause huge increases in insurance premiums and in the federal deficit

Premiums for the most popular health insurance plans would shoot up 20 percent next year, and federal budget deficits would increase by $194 billion in the coming decade if President Trump carries out his threat to end certain subsidies paid under the Affordable Care Act to insurance companies for the benefit of low-income people, reports […]