It’s titled Nickel and Dimed: How Payday Loan Apps Drain Workers’ Pay and How to Stop Them. Here’s CRL’s description: Payday loan apps are designed to be a debt trap – much like storefront payday loans. They both draw borrowers into a pattern of repeated borrowing and a succession of fees that pull from already-stretched paychecks, creating […]
Author Archives: Jeff Sovern
Mark Bartholomew of SUNY Buffalo and Samuel Becher of Victoria University of Wellington have written The End of Shopping. Here’s the abstract: Self-acting “shopping agents” are no longer science fiction. Deployed by major platforms like Google, Amazon, and Walmart, AI systems are evolving from passive advisors to autonomous decision-makers capable of opening accounts, canceling subscriptions, and […]
Meirav Furth of Tel-Aviv University School of Law and NYU Law has written Discrimination in Contractual Performance : Theory, Evidence, and Preliminary Policy Prescriptions. Here’s the abstract This Article examines the often-overlooked practice of “selective performance” of standard form consumer contracts-where sellers permit employees to exercise discretion by waiving or modifying contractual terms to maintain customer […]
More information here. Open to both 1Ls and 2Ls.
The announcement is here. Here’s the first paragraph: The Janet D. Steiger Fellowship Project provides law students with the extraordinary opportunity to work in the consumer protection departments of state and territorial Offices of Attorneys General and other consumer protection agencies, as well as the National Association of Attorneys General and the Attorney General’s Office […]
Here’s the announcement: This unique two-year fellowship offers students about to graduate law school the opportunity to work with top consumer advocates on exciting cases, gain hands-on experience, and build a pathway to success doing well, while doing good. The Details: The National Association of Consumer Advocates (NACA) is offering two 2-year consumer law fellowships to upcoming […]
Alexa Rosenbloom of Harvard has written The Pervasive and Troubling use of Coverage Attorneys in Assembly-Line Litigation, 33 Geo. J. on Poverty L. & Pol’y (2026) (forthcoming). Here’s the abstract: Debt collection cases dominate state court civil dockets in Massachusetts and across the country. Extant scholarship regarding debt collection in the courts has focused on […]
At the Consumer Policy Center. Here’s an excerpt from the announcement: In July 2025, a new congressional law [the so-called Genius Ac] purported to provide adequate consumer protections for this new payment method. Yet, according to a Consumer Policy Center (CPC) report issued today, the law includes far fewer protections than provided for other payment methods such […]
We received the following: The American College is now inviting nominations of outstanding lawyers who have achieved preeminence in consumer financial services law. Nominees must: Have 10+ years of experience practicing consumer financial services law; Have a U.S. consumer financial services law practice; Have achieved preeminence in the field through repeated and substantial contributions (e.g., […]
Courtesy of James J. Duane of Regent University