Author Archives: Jeff Sovern

ACCFSL Writing Competition announced

We received the following: The American College of Consumer Financial Services Lawyers is pleased to announce its 2026 annual writing competition to recognize significant written contributions to the field of U.S. consumer financial services law in the following categories: a) Books b) Publishable articles, book chapters, or substantial book reviews by a professional in the […]

Kate Berry: CFPB’s deregulatory agenda aims to rewrite Biden-era rules

In the American Banker. According to Berry, the CFPB wants to eliminate the use of disparate impact for proving violations of the Equal Credit Opportunity Act. Because it’s so difficult to win using  the other principal way of proving ECOA violations, disparate treatment (and the Seventh Circuit bars the use of disparate treatment under ECOA […]

Want to discuss your law review article on a podcast?

As regular readers of the blog know, Ballard Spahr’s Consumer Finance Monitor podcast often interviews consumer legal scholars about their scholarship. Consequently, Alan Kaplinsky is always on the lookout for articles to feature on the podcast. If you have an article that you think might be of interest to Consumer Finance Monitor podcast listeners, please […]

A Comment on the Debanking Debate

Over at the Consumer Finance Monitor blog, Alan Kaplinsky has questioned the legal authority for President Trump’s Executive Order barring so-called debanking; that is, when banks close bank accounts based on someone’s political views. The blog post argues that to the extent that the EO is based on the CFPB’s and FTC’s unfairness powers, it […]

Has the Roberts Court destroyed consumer law disclosure requirements?

That’s one of the many issues raised by Seth Frotman & Brad Lipton’s short article in the California Law Review Online, The Greatest Trick John Roberts Ever Pulled: Convincing the World that Rigged Courts Are Neutral. Here’s some of what they say about disclosures: [T]he Roberts court has destroyed any justification for a disclosure-based consumer protection […]