That’s one of the many issues raised by Seth Frotman & Brad Lipton’s short article in the California Law Review Online, The Greatest Trick John Roberts Ever Pulled: Convincing the World that Rigged Courts Are Neutral. Here’s some of what they say about disclosures: [T]he Roberts court has destroyed any justification for a disclosure-based consumer protection […]
Author Archives: Jeff Sovern
You can see the advance notices of proposed rulemaking if you scroll down here. Of course, that presupposes that there will be any supervision.
Here is a discussion of that, on Ballard Spahr’s Consumer Finance Monitor Podcast.
Here, by Joel Jacobs. Which makes it harder to understand why Congress just voted to cut the Bureau’s budget.
Here. And here’s the abstract: The consumer finance industry frequently develops new types of loans and business models, such as buy now, pay later and earned wage access. While these products may help consumers, they also pose risks. To take only one example, consumers may unwittingly assume unaffordable obligations. These problems and others could be […]
Kate Berry’s story in the American Banker is headlined CFPB calls GAO funding probe ‘political’ and ‘weaponized.’ The story is about a letter the CFPB’s Chief Legal Officer, Mark Paoletta, sent the GAO. Not content with criticizing the GAO, Paoletta also called Congress “reckless and irresponsible” and the CFPB “an out-of-control agency.”
At the Allard School of Law, University of British Columbia, Vancouver, Canada on November 5 & 6, 2025. Abstracts of approx. 250 words and panel proposals (3–4 papers) should be submitted by Aug 25, 2025 to organizers Marcus Moore (UBC) and Marina Pavlovic (UOttawa) at c3lawconf@gmail.com. More information, including a list of possible topics, at […]
For a list of specific questions and the address to submit comments, go here. Comments are due by August 28.

