Here. And here’s the abstract: The consumer finance industry frequently develops new types of loans and business models, such as buy now, pay later and earned wage access. While these products may help consumers, they also pose risks. To take only one example, consumers may unwittingly assume unaffordable obligations. These problems and others could be […]
Kate Berry’s story in the American Banker is headlined CFPB calls GAO funding probe ‘political’ and ‘weaponized.’ The story is about a letter the CFPB’s Chief Legal Officer, Mark Paoletta, sent the GAO. Not content with criticizing the GAO, Paoletta also called Congress “reckless and irresponsible” and the CFPB “an out-of-control agency.”
When do investments by outsiders turn a tribal business into one that does not share in the tribe’s sovereign immunity? In a case decided today, the Third Circuit attempted to answer that question. The Fort Belknap Indian Community, a Montana-based Indian tribe, created a corporation called the Island Mountain Development Group, which manages another tribe-created […]
At the Allard School of Law, University of British Columbia, Vancouver, Canada on November 5 & 6, 2025. Abstracts of approx. 250 words and panel proposals (3–4 papers) should be submitted by Aug 25, 2025 to organizers Marcus Moore (UBC) and Marina Pavlovic (UOttawa) at c3lawconf@gmail.com. More information, including a list of possible topics, at […]
The National Credit Union Administration has promulgated regulations regarding the applicability of state laws to federal credit unions, including 12 C.F.R. s. 701.35(c), which, after setting out how a federal credit union may may determine the types of fees affecting the maintenance of its accounts, provides: “State laws regulating such activities are not applicable to […]
For a list of specific questions and the address to submit comments, go here. Comments are due by August 28.
That’s one of the topics discussed on this Consumer Finance Monitor podcast interview of Penn’s Cary Coglianese.
We received the following call for papers: The Loyola University Chicago Law Journal is seeking authors interested in writing articles for its Fourth Issue. This issue highlights legal developments related to Illinois or the Seventh Circuit, though we welcome submissions that address broader topics and incorporate only a portion of Illinois-related analysis. We are especially interested […]
Here. Excerpt: The U.S. DOGE Service is using a new artificial intelligence tool to slash federal regulations, with the goal of eliminating half of Washington’s regulatory mandates by the first anniversary of President Donald Trump’s inauguration, according to documents obtained by The Washington Post and four government officials familiar with the plans. The tool, called […]
The article, Companies use this sneaky pricing trick to overcharge you. One lawmaker wants it banned, is by K.R. Callaway. Excerpt: Last year, the FTC launched an investigation into surveillance pricing, hoping to learn more about how companies were using personal data to change prices. The initial results, released in January, found that retailers were using everything from demographic […]