The supermarket industry has been subject to substantial consolidation over the past few decades, with many regional chains being bought up by one of a handful of large conglomerates. In October 2022, Kroger– which owns chains around the country including Fred Meyer, Fry’s, Harris Teeter, Mariano’s, and Ralph’s– announced plans to buy Albertson’s–whose chains include […]
In the twenty-three years since the New Jersey Appellate Division issued its seminal decision in Dendrite International v. Doe, appellate courts in most adjoining and nearby states — Pennsylvania, Delaware and Maryland — have adopted at least most of the major features of the Dendrite standard. But New York has been the outlier — no […]
The California Attorney General brought claims against for-profit online college Ashford University and its parent company for violating the state’s unfair competition and false advertising laws by making false and misleading statements to prospective students. The trial court agreed with the AG, and imposed over $22 miillion in civil penalties. Yesterday, an intermediate appellate court […]
Paulette Barclift sued Keystone Credit Services after Keystone shared certain personal information with a mailing vendor that it hired to mail her a collection notice. Barclift never authorized Keystone to share that information with third parties, and thus sued for violating the FDCPA’s provisions on unauthorized communications. The district court held that Barclift had not […]
Many companies have started to put automated chatbots on their website to answer customer service questions. Air Canada is one of them. Its chatbot told a customer that he could retroactively seek a bereavement discount for a flight he needed to purchase. When the customer submitted the paperwork he was told by the bot to […]
In recent years, home sellers around the country have filed lawsuits against regional multiple listing services and affiliated realtors, generally alleging that by requiring sellers to agree to a single, set offer of compensation to any broker who found a buyer for their home in order to have their listing included (the “Buyer-Broker Commission Rule”), […]
Noteworthy news from this week: the Legal Aid Society in New York City sued the city and its mayor to force them to implement new laws that expand eviction protections for residents vulnerable to homelessness. The Legal Aid Society filed a class action on behalf of New Yorkers eligible for a new program that provides […]
Here. Excerpt: [F]or the past three years, having incorrect information on a report has been the No. 1 complaint made to the Consumer Financial Protection Bureau, according to CFPB data compiled by Consumer Reports. What’s more, the number of complaints about credit report errors more than doubled in recent years, from 165,129 in 2021 to […]
Carlie Malone and Paige Marta Skiba, both of Vanderbilt, have written Installment Loans. Here’s the abstract: Installment loans have increasingly replaced traditional payday loans in the short-term, small-dollar credit market. Installment loans, often offered by the same lenders who provide payday loans, have larger principal amounts, longer repayment periods, and lower interest rates relative to payday […]
Carrie Floyd of Michigan has written New Tech, Old Problem: The Rise of Virtual Rent-to-Own Agreements, forthcoming at 65 Boston College Law Review 3 (2024). Here is the abstract: This Article explores how fintech has disrupted the traditional rent-to-own (RTO) industry, giving rise to new, virtual RTO agreements (VirTOs). These VirTOs have enabled the RTO […]