Here. (HT: Michael Romero)
The CFPB has released its annual report on activities under the Fair Debt Collection Practices Act. You can read it here. The report summarizes consumer complaint data, the Bureau's new supervision program, amicus briefs, and enforcement actions (not much to report in that category), and significant enforcement and other actions taken by the FTC, among […]
Yesterday's decision from the Fourth Circuit in McCauley v. Home Loan Investment Bank cabins the preemptive scope of the Home Owners' Loan Act and associated regulations to pre-Dodd Frank consumer claims (Dodd-Frank has changed the legal landscape going forward, but the old regulations still govern a number of cases arising out of the Great Recession). […]
The Obama Administration has said that the Affordable Care Act will bring down health care costs. Next year, much of the Act will go into full effect. But private health insurers are apparently warning brokers that premiums will go up significantly next year because of the Act. Read about it here.
Here. And it's less than three minutes.
It's called Three Cheers for the Nanny State and is authored by Sarah Conly of Bowdoin College. The essay discusses Mayor Bloomberg's attempt to ban large sodas and behavioral economics.
by Jeff Sovern Here. The piece begins: Auto dealership advocates are warning that costs will rise for borrowers if the Consumer Financial Protection Bureau presses banks to curtail auto loan markups determined by dealers. The warning followed the CFPB's bulletin this week that said banks are responsible for discrimination if their partner dealers mark up […]
Over at Slate, Blake Reid has written "The Digital Millenium Copyright Act Is Even Worse Than You Think," which argues that the DMCA keeps e-books, online video, and other material inaccessible to people with disabilities. Here are some excerpts: The [cell-phone] unlocking furor is just the latest example of popular opposition to the DMCA’s dreaded […]
Over at SCOTUSblog, I've got two posts up about Dan's City Used Cars v. Pelkey, an interesting preemption case that was argued before the U.S. Supreme Court this week. The case concerns whether transportation deregulation law preempts a suit under state consumer-protection law brought by a man whose car was towed away from his home […]
by Brian Wolfman The Second Circuit issued a decision yesterday enforcing arbitration in a Title VII employment discrimination case. It rejected an argument that requiring arbitration would undermine effective vindication of federal statutory rights.The decision is Parisi v. Goldman Sachs. To simplify a bit, here's what happened: Three plaintiffs brought a putative employment discrimination class […]