Article on High-Pressure Invited In-Home Selling

Paul Harrison, Marta Massi & Kathryn Chalmers have written Beyond Door-to-Door: The Implications of Invited In-Home Selling, 48 J. Consumer Affairs 195 (2014).  Here is the abstract: Over the past 20 years, consumer groups and policymakers have expressed concerns about the high-pressure selling techniques used during in-home selling, often highlighting the distinction between typical door-to-door […]

Reminder: “Making the fine print fair” symposium at Georgetown Law this Friday, April 4

I don't like repeating posts, but an exception is warranted here. I am reproducing Jeff Sovern's post about the "Making the fine print fair" conference set for this Friday, April 4, at Georgetown law. Note that the conference is free and open to the public. So, if you are in D.C. on Friday, feel free to […]

Michael Collins Study of High-Risk Mortgage Regulation

J Michael Collins has written Protecting Mortgage Borrowers through Risk Awareness: Evidence from Variations in State Laws, 48 J. Consumer Affairs 124 (2014).  Here is the abstract: In the wake of historic levels of mortgage defaults, regulators have debated how to regulate certain high-risk loans because of the risks of foreclosure involved. This study examines […]

Register now for “Teaching Consumer Law Conference.”

Registration is now open for the Teaching Consumer Law Conference, to be held in Santa Fe, New Mexico, May 30-31. Presented by the Center for Consumer Law at the University of Houston Law Center, this year's Conference features more than thirty speakers discussing issues of importance to those teaching consumer law, interested in teaching consumer […]

Fixing Consumer Protection Law So Borrowers Understand Their Payment Obligations

by Jeff Sovern The Journal of Consumer Affairs published my paper, Fixing Consumer Protection Laws So Borrowers Understand Their Payment Obligations, 48 Journal Consumer Affairs 17 (2014). Here is the abstract: The millions of consumers who defaulted on their mortgages in recent years should all have received disclosures mandated by the federal Truth in Lending […]

Kirsch, Mayer, & Silber: What to Do About Payday Lending

Larry Kirsch, Roert N. Mayer and Norman I. Silber of Hofstra have authored, The CFPB and Payday Lending: New Agency/Old Problem, 48 Journal of Consumer Affairs 1 (2014). Here's the abstract: The Dodd-Frank Act of 2010 brings nonbank payday lenders under federal regulation for the first time. The question of precisely how to regulate the payday […]

US PIRG and the Center for Digital Democracy issues report calling for regulatory protection from unfair “big data” practices

Here is the groups' press release: New Report Examines Both the Promise and the Potential Dangers of the New Financial Marketplace Leading Reform Groups Call for New Regulations to Protect Consumers from Unfair and Discriminatory “Big Data” Practices, Groups File Report with the White House “Big Data” Review Proceeding  Washington, DC: U.S. PIRG Education Fund […]