That's the name of this article by Zywicki, Manne, and Morris. Here is the abstract: The Durbin Amendment to the Dodd-Frank financial reform legislation capped debit card interchange fees for banks with assets of $10 billion. Credit card and prepaid card interchange fees were not regulated. The cap, which took effect on October 11, 2011, […]
by Jeff Sovern Last March, the CFPB Monitor Blog, announced that "a group of representatives from across a variety of industries met to discuss the formation of a Research Integrity Council (RIC), the purpose of which will be to make recommendations to improve the quality and veracity of the research being conducted by the CFPB […]
by Jeff Sovern Our casebook includes a problem raising the question of whether discrimination against same sex couples in the granting of credit violates ECOA (some states have statutes explicitly barring discrimination on the basis of sexual orientation, see, e.g., N.Y. Exec. L. 296-a(1)(a), and a HUD rule bars discrimination on the basis of sexual […]
by Paul Alan Levy Ready for Hillary may have no more sense of humor than the NSA, but like the NSA, its leaders apparently know when the law is against it. Late last night, just before midnight in fact, we learned that Ready for Hillary had sent a letter to Zazzle retracting its contention that […]
As of May 1, less than 5% of Minnesotans lack health insurance, down from just under 9% just 7 months earlier, as explained in this article by Jackie Crosby. (I'd be curious to hear about the latest data from other states.)
Brian posted earlier about the Supreme Court's POM Wonderful decision but I thought readers of the blog might also be interested in the views of my co-author, Dee Pridgen: POM Wonderful, the makers of pomegranate juice dietary supplement products, scored a big victory in the U S Supreme Court today The Court ruled 7-0 (with Justice […]
Read this morning's Supreme Court 8-0 decision here. (Justice Breyer did not participate.) The first three paragraphs of Justice Kennedy's opinion sum things up nicely: POM Wonderful LLC makes and sells pomegranate juice products, including a pomegranate-blueberry juiceblend. App. 23a. One of POM’s competitors is the Coca-Cola Company. Coca-Cola’s Minute Maid Division makes a juice […]
by Paul Alan Levy CafePress has responded to our letter to the political action committee Ready for Hillary by agreeing that Dan McCall's Ready for Oligarchy parodies are protected by the First Amendment as well as by the doctrine of fair use; it is in the process of restoring the parodies to its onlne store. […]
by Jeff Sovern That's the question raised by my letter in the Times. Here's the relevant portion of the letter: Candice Anderson was charged with manslaughter and ultimately pleaded guilty to criminally negligent homicide for an accident leading to the death of her boyfriend. Now that G.M. has concluded that the accident was caused not by […]
Last summer, we told you about my office's amicus brief in the Second Circuit on behalf of 15 leading national disability rights organizations and academic researchers. The case is Authors Guild, Inc. v. Hathitrust, No. 12-4547, and the brief urged the court of appeals to uphold a district court ruling that the HathiTrust's effort to make […]