Bill would clarify when food is too old to eat

Legislation announced Wednesday by Sen. Richard Blumenthal (D-Conn.) and Rep. Chellie Pingree (D-Maine) aims to put an end to consumer uncertainty about whether or not their food is safe to eat. With the Food Date Labeling Act, they have proposed standardized language for retail packaging: “Best if used by” to indicate peak quality for shelf-stable foods, and […]

Hearing on Telephone Consumer Protection Act

The Senate Committee on Commerce, Science, and Transportation held a hearing yesterday entitled “The Telephone Consumer Protection Act at 25: Effects on Consumers and Business.” The committee website described the topic as: The hearing will examine the Telephone Consumer Protection Act of 1991 (TCPA), an enacted bill that requires solicitors to maintain a “Do Not […]

Bagchi: Standard Terms in Consumer Contracts in Comparative Contract Law

Aditi Bagchi of Fordham has written At the Limits of Adjudication: Standard Terms in Consumer Contracts in Comparative Contract Law  (eds. DiMatteo & Hogg, (UP, 2015).  Here is the abstract: This chapter first identifies three features of standard form contracts that challenge the classical theory of contract: standard terms lack of salience, consumers lack practical […]

The U.S. Department of Labor issues a final rule greatly expanding the number of workers eligible for overtime pay

The U.S. Labor Department today issued a final rule that will significantly raise the pay threshold that triggers exceptions to the general rule that workers must be paid 1.5 times their ordinary pay for every hour they work over 40 hours per week. The Labor Department says that the new rule will Raise the minimum salary level […]

One-in-five auto-title loan borrowers have vehicle seized for failing to repay debt

The Consumer Financial Protection Bureau report finds that one-in-five borrowers who take out a single-payment auto title loan have their car or truck seized by their lender for failing to repay their debt. According to the report, more than four-in-five of these loans are renewed the day they are due because borrowers cannot afford to […]

Sheriff and the FDCPA’s Materiality Requirement

by Jeff Sovern Yesterday the Supreme Court decided the Sheriff case.  One oddity about the case has to do with whether immaterial misrepresentations give rise to liability under the FDCPA.  Several circuits have held that misrepresentations have to be material to generate FDCPA liability.  See, e.g., Donohue v. Quick Collect, Inc., 562 F.3d 1027 (9th […]