Arbitration, Class Actions, Consumer Financial Protection Bureau210 Law Profs File First Comment on CFPB Arbitration Proposal Posted on May 24, 2016 by Jeff Sovern Here. Jeff Sovern ALTA Survey Finds Increase in Consumer Review of Mortgage Disclosures Under New TRID (TILA/RESPA) Disclosures 11th Circuit affirms that debt collector can be liable under FDCPA for filing bankruptcy claim on time-barred debt