Parrillo paper about which industries sue their regulator

Nicholas R. Parrillo of Yale has written Administrative Law as a Choice of Business Strategy: Comparing the Industries Who Have Routinely Sued Their Regulators with the Industries Who Rarely Have. Here’s the abstract: For some large and powerful industries, it has long been normal and even routine for businesses to sue their federal regulator. For other […]

CFPB finalizes FCRA preemption interpretive rule

In May 2025, the CFPB rescinded a 2022 interpretive rule, which had expressed the agency’s view that the Fair Credit Reporting Act’s preemption provision has “a narrow sweep,” which allows for substantial State regulation of consumer reports and consumer reporting agencies. Today, a new interpretive rule appeared for public inspection at the Federal Register, adopting a […]

FTC can’t move ahead on investigative demand issued to media watchdog

The D.C. Circuit Court of Appeals denied the Federal Trade Commission’s emergency motion for stay on an injunction that bars the agency from moving ahead with a civil investigative demand (CID) it had issued to nonprofit media watchdog Media Matters. Media Matters sued the FTC in June to quash the CID, alleging that the FTC […]

CRL policy brief on payday loan apps as debt trap

It’s titled Nickel and Dimed: How Payday Loan Apps Drain Workers’ Pay and How to Stop Them. Here’s CRL’s description: Payday loan apps are designed to be a debt trap – much like storefront payday loans. They both draw borrowers into a pattern of repeated borrowing and a succession of fees that pull from already-stretched paychecks, creating […]

Bartholomew & Becher paper on AI shopping agents

Mark Bartholomew of SUNY Buffalo and Samuel Becher of Victoria University of Wellington have written The End of Shopping. Here’s the abstract: Self-acting “shopping agents” are no longer science fiction. Deployed by major platforms like Google, Amazon, and Walmart, AI systems are evolving from passive advisors to autonomous decision-makers capable of opening accounts, canceling subscriptions, and […]

Fourth Circuit Finds Dark Web Disclosure is Sufficient Injury for Standing under Transunion

In the wake of the Supreme Court’s TransUnion decision, courts have grappled with the question of when, if ever, victims of a data breach have suffered a sufficient injury-in-fact to meet Article III standing requirements. In a decision last week, Holmes v. Elephant Insurance, the Fourth Circuit held that some, but not all, of the […]

Meirav Furth paper on discrimination in contractual performance

Meirav Furth of Tel-Aviv University School of Law and NYU Law has written Discrimination in Contractual Performance : Theory, Evidence, and Preliminary Policy Prescriptions. Here’s the abstract This Article examines the often-overlooked practice of “selective performance” of standard form consumer contracts-where sellers permit employees to exercise discretion by waiving or modifying contractual terms to maintain customer […]

Application portal open for Janet Steiger Summer Consumer Protection Fellowships at AG’s Offices

The announcement is here. Here’s the first paragraph: The Janet D. Steiger Fellowship Project provides law students with the extraordinary opportunity to work in the consumer protection departments of state and territorial Offices of Attorneys General and other consumer protection agencies, as well as the National Association of Attorneys General and the Attorney General’s Office […]

NACA announces Consumer Law 2-Year Fellowship Program for 2026 law school grads

Here’s the announcement: This unique two-year fellowship offers students about to graduate law school the opportunity to work with top consumer advocates on exciting cases, gain hands-on experience, and build a pathway to success doing well, while doing good. The Details: The National Association of Consumer Advocates (NACA) is offering two 2-year consumer law fellowships to upcoming […]