Predatory LendingWant to listen to a podcast episode on earned wage access? Posted on February 1, 2026 by Jeff Sovern Go to Ballard Spahr’s Consumer Finance Monitor podcast. Jeff Sovern Michael Millemann Professor of Consumer Protection Law University of Maryland Francis King Carey School of Law Is Trump’s debanking lawsuit against JPMorgan Chase precluded by an arbitration clause? California Supreme Court on Fine Print and Unconscionability