Here. An excerpt:
The reality is that credit-reporting firms have been required for decades to ensure the accuracy of consumers' files.
They're not doing us a favor. They're just finally saying that they'll follow the law.
"For years, the credit-reporting agencies have scoffed at the law," said Scott Maurer, a law professor at Santa Clara University. "What's different now is that someone has said they're going to enforce it."
