Category Archives: Uncategorized

CFPB orders U.S. Bank to stop misleading loan practices aimed at active-duty military and to refund undislosed fees

Our readers may be interested in hearing about what the Consumer Financial Protection Bureau is doing on the enforcement front. Today, the agency issued a press release concerning consent orders against U.S. Bank and one of its affiliates: Today the Consumer Financial Protection Bureau (CFPB)ordered U.S. Bank and one of its nonbank partner companies, Dealers’ […]

Searching for Relief — Desperate Borrowers and the Growing Student Loan ‘Debt Relief’ Industry

That's the name of this new study by Deanne Loonin and Jillian McLaughlin of the National Consumer Law Center. They explain that A student loan "debt relief" industry has sprung up in response to the demand for student loan borrower assistance and this report documents multiple problems as well as potential violations of consumer federal […]

DC Circuit Affirms Dismissal of Anti-SLAPP Motion in Sherrod v. Breitbart

by Paul Alan Levy In a relatively brief opinion issued this morning, the DC Circuit has affirmed the trial court's refusal to strike Shirley Sherrod's libel action against bloggers Breitbart nd O'Connor, but on the narrowest possible ground that should not have any adverse long-term impact on future anti-SLAPP motions.  After canvassing the way in […]

Another preemption loss in the Supreme Court for consumers injured by generic drugs

by Brian Wolfman The Supreme Court today held in Mutual Pharmaceutical Co. v. Bartlett that FDA approval of a generic  prescription drug preempts a state-law damages claim premised on the drug's design defect. The 5-4 majority opinion is written by Justice Alito. Basically, Justice Alito says that a design-defect claim is, in effect, a claim […]

Supreme Court grants review in Noel Canning recess-appointment case

Here's the Supreme Court's order: 12-1281 NLRB V. NOEL CANNING, ET AL. The petition for a writ of certiorari is granted. In addition to the questions presented by the petition, the parties are directed to brief and argue the following question: Whether the President's recess-appointment power may be exercised when the Senate is convening every […]

Is First Amendment protection of commercial speech undermining consumer protection and public health?

That's the question addressed in "The First Amendment and Public Health, At Odds," American Journal of Law & Medicine, 39 (2013): 298-307, by Ted Mermin and Samantha Graff. Here's the article's first couple paragraphs (with the footnotes omitted): At the turn of the last century, allies of industry on the Supreme Court deployed a novel […]

“Regulatory Approaches to Ending Cigarette-Caused Death and Disease in the United States”

That's the name of this article by law professor Dick Daynard. Here is the abstract: Cigarettes result in over 400,000 preventable American deaths each year. In 2011, fewer than twenty percent of adults smoked. Since the publication of the first U.S. Surgeon General’s Report on Smoking and Health nearly fifty years ago, when smoking prevalence […]

To sum up the Roberts Court’s class-action jurisprudence…

To a hammer, everything looks like a nail. And to a Court bent on diminishing the usefulness of Rule 23, everything looks like a class action, ready to be dismantled. -Justice Kagan, dissenting today in Amex v. Italian Colors. She doesn't cite Walmart v. Dukes, Comcast v. Behrend, Genesis Healthcare v. Symczyk, or AT&T v. […]

More on Italian Colors: Justice Scalia’s discussion of the “effective vindication” doctrine

I noted earlier that American Express has won American Express v. Italian Colors in the Supreme Court. Here's what Justice Scalia says about the "effective vindication" doctrine — the doctrine on which the Second Circuit had relied in overriding the class-action ban contained in American Express's arbitration agreement: As we have described, the exception finds its […]