Read Americans Blame Obesity on Willpower, Despite Evidence It’s Genetic by Gina Kolata.
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"Obama Officials Work Against Time to Wrap Banking Rules" U.S. officials are striving to put finishing touches on a slew of banking rules before President Barack Obama leaves office and hands regulatory power to Donald Trump who has vowed to rewrite the existing financial rule book. President-elect Trump will take over on Jan. 20 and […]
Right after the election, Jeff Sovern wrote for this blog on the future (if any) of the Consumer Financial Protection Bureau under a new President (and a Congress controlled by the President's party). There's been a lot written on the topic in just the last few days, and I know it's something our readers are interested in. […]
This article in the New York Times discusses the increasing role of the cell phone number as a key personal identifier and source of credit-related information. Should it receive privacy protection comparable to the Social Security Number?
Sad news. Times obituary here.
The Trump transition team has indicated that the new administration's strategy for Dodd-Frank is likely to be piecemeal dismantling rather than wholesale repeal, according to multiple reports, including this one by NPR. Meanwhile, the auto industry hopes the new administration will roll back targets for fuel efficiency, according to the Hill, while the Credit Union […]
The Washington Post has an article on the implications of a Trump Administration for higher education reforms. According to experts with whom the Post spoke, "some of the most significant policy changes in a Trump administration would be the repeal of regulations targeting for-profit colleges." But the article also indicates that "[t]here are conflicting messages coming out […]
The Uniform Law Commission has proposed its "Wage Garnishment Act." The Commission notes: Currently, every state has a different wage garnishment law and process. This means that employers who do business across multiple states must know and abide by a different, and often complex, law for each jurisdiction. If employers make processing errors calculating garnishments, […]
Here. For example, advertisers can specify that their housing ads not be shown to African-Americans, Asian-Americans, Hispanics, etc., in apparent violation of various laws. HUD is now reported to be looking into the matter, and a class action suit has been filed. It is not clear from the story whether the option is limited to […]
by Jeff Sovern Here. Makes me wonder how consumers can keep up, as well as what they got for their money.