Kaitlin Ainsworth Caruso of Maine has written Back to the Drawing Board? Overdraft fees, the Congressional Review Act, and the CFPB’s Path Back to Consumer Protection. Here’s the abstract: In late 2024, the Consumer Financial Protection Bureau adopted a rule aimed at a longtime pain point for consumers: high, sometimes unpredictable, overdraft fees. The CFPB […]
Author Archives: Jeff Sovern
On November 17 at 3:00 Eastern, former Steiger Fellows will take questions about the Steiger fellowship, a paid summer fellowship on consumer law and antitrust in attorney general offices for rising 2Ls and 3Ls. To register, please go to ambar.org/steigerwebinar. Please tell interested students.
Nicholas R. Parrillo of Yale has written Administrative Law as a Choice of Business Strategy: Comparing the Industries Who Have Routinely Sued Their Regulators with the Industries Who Rarely Have. Here’s the abstract: For some large and powerful industries, it has long been normal and even routine for businesses to sue their federal regulator. For other […]
It’s titled Nickel and Dimed: How Payday Loan Apps Drain Workers’ Pay and How to Stop Them. Here’s CRL’s description: Payday loan apps are designed to be a debt trap – much like storefront payday loans. They both draw borrowers into a pattern of repeated borrowing and a succession of fees that pull from already-stretched paychecks, creating […]
Mark Bartholomew of SUNY Buffalo and Samuel Becher of Victoria University of Wellington have written The End of Shopping. Here’s the abstract: Self-acting “shopping agents” are no longer science fiction. Deployed by major platforms like Google, Amazon, and Walmart, AI systems are evolving from passive advisors to autonomous decision-makers capable of opening accounts, canceling subscriptions, and […]
Meirav Furth of Tel-Aviv University School of Law and NYU Law has written Discrimination in Contractual Performance : Theory, Evidence, and Preliminary Policy Prescriptions. Here’s the abstract This Article examines the often-overlooked practice of “selective performance” of standard form consumer contracts-where sellers permit employees to exercise discretion by waiving or modifying contractual terms to maintain customer […]
More information here. Open to both 1Ls and 2Ls.
The announcement is here. Here’s the first paragraph: The Janet D. Steiger Fellowship Project provides law students with the extraordinary opportunity to work in the consumer protection departments of state and territorial Offices of Attorneys General and other consumer protection agencies, as well as the National Association of Attorneys General and the Attorney General’s Office […]
Here’s the announcement: This unique two-year fellowship offers students about to graduate law school the opportunity to work with top consumer advocates on exciting cases, gain hands-on experience, and build a pathway to success doing well, while doing good. The Details: The National Association of Consumer Advocates (NACA) is offering two 2-year consumer law fellowships to upcoming […]
Alexa Rosenbloom of Harvard has written The Pervasive and Troubling use of Coverage Attorneys in Assembly-Line Litigation, 33 Geo. J. on Poverty L. & Pol’y (2026) (forthcoming). Here’s the abstract: Debt collection cases dominate state court civil dockets in Massachusetts and across the country. Extant scholarship regarding debt collection in the courts has focused on […]