Here (behind paywall). The article describes how landlords hire debt collectors solely to report the purported debts and force tenants to pay. Because landlords won’t rent to people with such debts on their credit reports, according to the article, the strategy puts pressure on the consumer to pay whether the debt is in fact owed or not. The fact that the CFPB is out of the picture means that bad actors have freer rein to engage in such practices.