Court questions CFPB’s structure

In a case filed last November, mortgage company PHH Corp. is appealing the Consumer Financial Protection Bureau’s $109 million enforcement ruling that the company took kickbacks in violation of the Real Estate Settlement Procedures Act. The case is pending in the DC Circuit Court of Appeals, with oral arguments scheduled for next Tuesday, April 12. […]

Recent announcements of DOJ’s Consumer Protection Branch

April 4, 2016 — District Court Enters Injunction Against Michigan Cheese Manufacturer and Its Owners to Prevent Distribution of Adulterated Cheese March 23, 2016 — Judge Orders Recall of Dangerous Magnets March 21, 2016 — United States Files Enforcement Action Against Kansas Food Manufacturer and Company’s Managers to Stop Distribution of Adulterated Food Products March […]

Obamacare hasn’t uprooted employers’ health coverage for their workers

One of the doomsday scenarios about the ACA was that it would prompt employers to stop covering their workers' health insurance and force them to fend for themselves. That threat hasn't materialized, reports the New York Times. Instead, "health care remains an important recruitment and retention tool as the labor market has tightened in recent […]

FCC unveils nutrition-like labels for Internet service

The Federal Communications Commission is encouraging companies that sell monthly Internet service to use labels that resemble nutritional-fact food labels to inform customers about price and performance of service. The FCC says that the “broadband facts” labels will help consumers make informed decisions about the purchase of broadband service. The Hill has the story, here. […]

DOJ resumes controvesial program regarding forfeiture of innocent people’s assets

Asset forfeiture is the controversial practice of taking people's stuff when they may be involved in criminal activity. Why is the program controversial? Because sometimes the government seizes the assets of people who are innocent and it's very difficult to get it back. Compounding the problem is a racial disparity in whose stuff gets taken. […]

What Consumer Advocates Can Learn From the NRA

by Jeff Sovern A few weeks ago, the New York Times ran an op-ed by Georgetown Law Professor David Cole, titled What Liberals Can Learn From the N.R.A. Consumer advocates who seek to change the law would find the entire piece worth reading, but I was particularly struck by one paragraph (which is self-serving, both when […]

Education Dep’t rehires debt collectors fired for misleading consumers

As UPI reports: Coast Professional and National Recoveries were among the five private collection agencies terminated in February 2015 after they made "materially inaccurate representations" to borrowers in default, the Education Department said. But in the final few months of 2015, Coast Professional was given an additional $863.5 million worth of student loans, and National […]