"The Federal Communications Commission is alerting consumers to be aware of callers falsely offering lower credit card payments or interest rates, credit card debt relief, and improved credit scores. These scams can be more common during and after the holiday season when many consumers carry more debt than at other times of year.
The FCC has received a growing number of complaints from consumers about scammers claiming that they can offer debt relief or refinancing opportunities to reduce account balances or interest rates. Some of these callers falsely claim to be monitoring the consumer’s credit or loan payment history. The victim is illegally asked for credit card numbers or personally identifiable information in false attempts to “help,” then is threatened, harassed, or intimidated if they refuse to comply with the scammer’s demands. These scammers then attempt to use the account information to make unauthorized purchases or access funds for fraudulent purposes."
The FCC's full Consumer Alert is here.
