California law caps at 30% the interest rate on loans of $2500 or less. So what did lender CashCall do? It made every loan — no matter how small — into a loan of $2600 or more, by having low-dollar borrowers "prepay" the amount up to $2600 that they didn't want. And what interest rates […]
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That last summer's decision in Hobby Lobby wasn't the end of the legal fight over what health care coverage the government could require businesses asserting religious objections to provide for their employees became clear just three days after the Hobby Lobby was handed down. In a brief order that drew a sharp dissent from three […]
That's the title of this article by law professor Einer Elhauge. Here's his to-the-point abstract: The recent US Supreme Court decision in American Express v. Italian Colors Restaurant threatens to gut private antitrust enforcement in the United States by replacing it with ineffective forms of arbitration. The Court's logic that the right to pursue a […]
by Paul Alan Levy A trial judge in Texas has turned down a motion to compel Yelp to comply with a subpoena seeking identifying information about an unhappy consumer who complained about alleged misconduct by a Texas real estate firm, the Rhodes Team, and its agent, one Jeremy Wages, who allegedly did not stay in […]
California is considering enacting a new law protecting its citizens from warrantless spying. The proposed California Electronic Communications Privacy Act has bipartisan backing, along with support from major tech companies and civil liberties groups. Read more here from Top Tech News. Meanwhile, Samsung's SmartTVs can spy on you, reports CNN Money. Read more here.
Last year, 16 car manufacturers responded to questions from Senator Edward Markey (D-Mass.), pictured to the right, concerning whether their vehicles are vulnerable to hackers and how the companies collect and protect driver information. Senator Markey's office has now reviewed the information received from the manufacturers and issued this report. Here's Senator Markey's synopsis of […]
Read Warren: Wall Street using small banks to weaken rules in today's The Hill.
In a case we've discussed before about the wage/hour claims of a class of Applebee's workers, the Second Circuit today delivered an important victory today for class-action plaintiffs. The court held that the Supreme Court's 2013 decision in Comcast v. Behrend does not foreclose the certification of a class action where the plaintiffs' damages must […]
The Federal Trade Commission announced its annual summary of activity enforcing the Fair Debt Collection Practices Act: Over the past year, the Federal Trade Commission has continued its vigorous work on behalf of U.S. consumers suffering from unlawful debt collection practices, including bringing law enforcement actions against abusive and fraudulent operations, conducting education and public […]