Category Archives: Uncategorized

More Analysis of Santander

The National Consumer Law Center (NCLC) has a useful discussion here on the implications of this week's Supreme Court decision in Henson v. Santander Consumer USA. NCLC's principal point is that Santander leaves open the possibility of proving that a debt buyer is a debt collector under the FDCPA's alternative definition, under which the term includes anyone whose […]

New Books by Senators Elizabeth Warren & Al Franken: The Consumer Law Perspective

by Jeff Sovern I recently listened to the audio versions of these two books, Al Franken, Giant of the Senate and Warren's This Fight is Our Fight: The Battle to Save America's Middle Class.  Each is read by the author. I enjoyed both thoroughly: they are inspiring, interesting, and Franken's is, as might be expected […]

Fix sought for heat deaths of children left in cars

Each year, roughly three dozen children die of heatstroke in unattended vehicles. Yesterday, three congressmen and a coalition of safety groups announced proposed legislation to require alerts in cars as a reminder that there may still be a child in the back. FairWarning has the story. The Alliance of Automobile Manufacturers said it would review […]

Trump (and Trump’s hotel) want to move unfair competition suit to federal court

For our readers who are following the many suits against Trump and are civil procedure buffs: We've previously posted (here and here) about an unfair competition suit by a D.C. wine bar against Trump in his personal capacity and his new D.C. hotel. The suit was filed in local court in D.C. (the D.C. Superior Court). The […]

CFPB’s Cordray threatened with contempt charges by House panel

American Banker reports: The House Financial Services Committee is threatening to file contempt charges against Consumer Financial Protection Bureau Director Richard Cordray for allegedly lying about the bureau's investigation into the Wells Fargo scandal. In a 15-page report released Tuesday by Republican staff, the committee claimed that the CFPB has not produced records showing that […]

“The Doctor Is In. Co-Pay? $40,000.”

That's the name of this article by Nelson Schwartz. It describes the concierge doctors and high-frills medical care available, without significant wait times, to very wealthy people willing to pay steep prices. It contrasts that with what the non-rich get. (For instance, wait times for doctor appointments have been going up in recent years in most places.) 

Can criminal-justice debt abuse be combated through consumer law-type reforms?

That's the topic of Fighting Fines & Fees: Borrowing from Consumer Law to Combat Criminal Justice Debt Abuses by law prof Neil Sobol. Here is the abstract: Although media and academic sources often describe mass incarceration as the primary challenge facing the American criminal justice system, the imposition of criminal justice debt may be a more pervasive […]