Category Archives: Uncategorized

CPSC tips for holiday cooking, decorating and toy shopping; CPSC report on toy-related injuries

The Consumer Product Safety Commission today issued "Top tips for Holiday cooking, decorating and toy shopping." Scroll down on this page. CPSC also issued a report called Toy-Related Deaths and Injuries for 2021. According to the report, there were more than 152,000 toy-related, emergency department-treated injuries to children younger than 15 years of age, including […]

FTC releases data on do-not-call registry, robocall complaints, and consumer complaints

The Federal Trade Commission today released the National Do Not Call Registry Data Book for Fiscal Year 2022. The Data Book provides the most recent fiscal year information available on robocall complaints, the types of calls consumers reported to the FTC, and a complete state-by-state analysis. According to the Data Book, complaints about imposter calls […]

CFPB report finds credit reporting failures, junk fees, and mishandling of COVID-19 protections

The Consumer Financial Protection Bureau has released a new Supervisory Highlights report on legal violations identified during the CFPB’s supervisory examinations in the first half of 2022. The report details key findings across consumer financial products and services, including how consumer reporting companies and data furnishers continued to violate the Fair Credit Reporting Act by […]

Texas judge strikes down federal student debt relief plan

As NPR reports, "President Biden's plan to erase federal student loan debts for tens of millions of borrowers hit a legal wall Thursday, when a U.S. District Court judge in Texas called it unlawful and vacated the debt relief program. The federal government immediately appealed the decision, which came just weeks before student loan payments […]

State-owned nursing home asks Supreme Court to limit patients’ right to sue

Tomorrow, the Supreme Court will hear arguments in Health & Hospital Corp. v. Talevski, which poses the question whether people who depend on initiatives that are funded in part by the federal government — such as Medicaid and programs that provide services for nutrition, housing and disabilities — can states when their rights are violated. […]

States lack standing to challenge the Dept of Education’s plan to relieve student debt

Yesterday evening, a federal court in Missouri dismissed a challenge by six states (Nebraska, Missouri, Arkansas, Iowa, Kansas, and South Carolina) to the Department of Education's plan to cancel $10,000 (or $20,000 for Pell grant recipients) of federal student-loan debt. The court held that the states lacked standing to bring the case. The district court […]

Stunning Fifth Circuit decision invalidates CFPB’s payday lending rule, holding that the agency is “unconstitutionally structured”

Read the opinion. The court summarized its ruling this way: Community Financial Services Association of America and Consumer Service Alliance of Texas challenge the validity of the Consumer Financial Protection Bureau’s 2017 Payday Lending Rule. The Plaintiffs contend … that the Bureau is unconstitutionally structured. [We agree with the Pplaintiffs that] Congress’s decision to abdicate […]