Category Archives: Federal Trade Commission

Does an FTC commissioner click accept without reading? If practically no one reads these things, why do we hold people to them?

by Jeff Sovern Regular readers of this blog know that I collect instances of people agreeing to contracts without reading them. Among my examples: Chief Justice Roberts, Judge Posner, Hillary Clinton, and consumer law professors. Now I think we can add FTC Commissioner Noah Phillips to the list, though his remarks are ambiguous enough that […]

Mr. Smith Goes to Washington

by Jeff Sovern Last Thursday, I posted on the blog Republican FTC Commissioners Name Payday Lender Lawyer to Run Consumer Protection Bureau Over Dem Commissioners' Objections.  Alan Kaplinsky posted in response A reply to Professor Sovern, in which he wrote that "Jeff’s characterization of Andrew as a “Payday Lender Lawyer” in the title of his blog post […]

FTC Commissioner McSweeny to Leave FTC Same Day Senate Scheduled to Vote on New Commissioners: April 28

Law360 has the story here. The other current FTC Commissioner, Maureen K. Ohlhausen, has been nominated to the bench and so will also leave soon. The Senate is to vote on four nominees–Joseph J. Simons, Rohit Chopra, Christine S. Wilson and Noah Joshua Phillips–on April 28th; the confirmation vote for a fifth nominee, Rebecca Kelly Slaughter, has […]

Some Implications for Consumer Law on DOJ’s Policy Against Converting Guidance Into Binding Rules

by Jeff Sovern Last month, the Department of Justice issued a policy that as DOJ describes it in its announcement of the policy, "prohibits the Department of Justice from using its civil enforcement authority to convert agency guidance documents into binding rules." Times coverage is here. What implications does this have for consumer law? Strictly speaking, […]

FTC Consumer Bureau Acting Director Pahl: FTC Will Continue Going After the “Worst of the Worst”

by Jeff Sovern AccountsRecovery.Net reports on an interview, largely about debt collection, with the Acting Director of the FTC's Consumer Protection Bureau, Thomas Pahl, at a Receivables Management Association conference this week. Some excerpt: “It’s difficult to speak about where the agency is headed given the organization is changing,” Pahl said during his session, adding that […]

Robocallers Overwhelming FTC and Do-Not-Call List

WaPo has a report, headlined How robo-callers outwitted the government and completely wrecked the Do Not Call list, reporting that the FTC receives 19,000 complaints per day from people on the Do-Not-Call list about robocallers. The FTC not only does not have the resources to do much about it, but when it tries, its efforts are […]

Law360 Reports Trump Nominates Joseph Simons to Chair FTC and Rohit Chopra to Serve as Commissioner

by Jeff Sovern Rohit Chopra, of the Consumer Federation of America, recently served at the CFPB and obviously has experience with consumer protection issues. Simons, who formerly served as director of the FTC's competition bureau, is currently at Paul Weiss. I don't know what experience, if any, he has on the types of consumer protection […]