Vivien Chen of the Monash University – Department of Business Law & Taxation has written Online Payday Lenders: Trusted Friends or Debt Traps? 43 University of New South Wales Law Journal (Advance 2020). Here's the abstract: The recent Senate inquiry into credit and hardship underscored the prevalence of predatory conduct in the payday lending industry. […]
Category Archives: Consumer Law Scholarship
We've received the following Call for Papers: Call for PapersJunior Consumer Law Scholars WIP session AALS Section on Commercial & Consumer Law January 5-9, 2021, AALS Annual Meeting The AALS Section on Commercial & Consumer Law is pleased to announce a “Works-in-Progress Session for Junior Consumer Law Scholars” program during the 2021 AALS Annual Meeting in San […]
We're received the following call for abstracts: The Berkeley Center for Consumer Law and Economic Justice and conference co-organizers Kathleen Engel, Ted Mermin, Rory Van Loo, and Lauren Willis are pleased to announce the third annual Consumer Law Scholars Conference (CLSC), which will be held the afternoon and evening of March 4 and all day March 5, 2021, at Boston […]
Pamela Foohey of Indiana Maurer, Dalié Jiménez of Irvine, and Christopher K. Odinet of Iowa have written The Debt Collection Pandemic, California Law Review Online (2020 Forthcoming). Here is the abstract: As of May 2020, the United States' reaction to the unique and alarming threat of COVID-19 has partially succeeded in slowing the virus’s spread. […]
Guest Post from Edward Balleisen: Readers of this blog may be interested in a new website, American Predatory Lending (APL), which explores the state-level dynamics of mortgage lending in the run-up to 2008, with an initial focus on North Carolina. Law professors who teach about consumer law and/or banking law will find a range of resources that […]
Shmuel I. Becher of New Zeeland's Victoria University of Wellington has written The Puzzle of Effective Consumer Protection Legislation: Challenges, Key Lessons and Design Principles, in The Law and Economics of Regulation, Mathis & Torr eds (forthcoming Springer, 2021). Here is the abstract: Legislation, even when well-intended, sometimes fails to provide the desired results. By […]
Pamela Foohey, Dalié Jiménez, & Christopher K. Odinet have written CARES Act Gimmicks, How Not to Give People Money During a Pandemic and What to Do Instead, online at the Illinois Law Review. Excerpt (footnotes omitted): As a short term solution, money equivalents should have begun with an immediate nationwide eviction and foreclosure moratorium, accompanied by a debt […]
We received the following announcement from the Berkeley Center for Consumer Law and Economic Justice: [T]he THIRD annual Consumer Law Scholars Conference (CLSC) will take place on March 4-5, 2021. And to keep things lively (and a bit more convenient for those on the East Coast), we will be holding next year's Conference at […]
Matthew A. Edwards of Baruch has written The Concept and Federal Crime of Mortgage Fraud, 57 American Criminal Law Review (2020). Here is the abstract: The impact of mortgage fraud on the United States financial and economic system during the past twenty years has been severe and enduring. Nothing illustrates this fact better than the […]
Hofstra's Norm Silber, who studied gift cards and other merchant cash substitutes for his article, Merchant Authorized Consumer Cash Substitutes, 14 University of Virginia Law & Business Review (2019), urges consumers to spend their gift cards online. He points out that [A] gift card always involves insolvency risks, but the problem has never been as […]