Debt Collection, Student LoansBudget Agreement Bill Expected to Allow Robocalls to Collect Government-Owned and -Guaranteed Debts Posted on October 28, 2015 by Jeff Sovern So says the American Banker here. In particular, the bill would apply to student debt owned or guaranteed by the government. Jeff Sovern Michael Millemann Professor of Consumer Protection Law University of Maryland Francis King Carey School of Law CFPB monthly complaint snapshot “Payday Loans Cost the Poor Billions, and There’s an Easy Fix”