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Author Archives: Brian Wolfman
Our readers may be interested in Collection of Student Loans: A Critical Examination by law professor Doug Rendelman and lawyer Scott Weingart. Here is the abstract: Although the collection of college student loans centers this article, some background precedes its main topic. It begins by defining and distinguishing federal and private student loans. Next is […]
The National Consumer Law Center is putting on a mortgage training conference in Dallas on June 23. This conference will focus on issues raised by the new privately enforceable mortgage servicing regulations issued by the Consumer Financial Protection Bureau in January 2014. Go here for the conference brochure.
By now, you may have read about the FDA's proposed regulations that would, if finalized, extend the agency's tobacco-control authority to additional, non-traditional tobacco-related products (such as e-cigarettes). By legitimizing some of these products, the FDA may boost the industries that sell them. FDA Commissioner Margaret Hamburg wrote this short blog post explaining why the agency […]
That's the name of this article by law professor Hiro Aragaki. Here's the abstract: Recent, game-changing Supreme Court decisions on arbitration such as American Express v. Italian Colors Restaurant, 133 S. Ct. 2304 (2013), and AT&T Mobility v. Concepcion, 131 S. Ct. 1740 (2011), have had far reaching implications for civil procedure and the future […]
Daniel Colbert has published Operation Choke Point: Using an Old Tool in a New Way in the American Criminal Law Review. The piece discusses a program of the U.S. Department of Justice aimed, among other things, at stopping fraud by on-line payday lenders. Here's the piece: By Daniel Colbert, ACLR Featured Blogger Prosecuting financial […]
The Consumer Financial Protection Bureau receives and reviews complaints about student-loan practices. Yesterday, it issued this mid-year update on those complaints. The biggest concern identified by the agency is borrowers complaining about "auto-default"– borrowers reporting that lenders demand immediate full repayment of the loan after the death or bankruptcy of their loan co-signer, even when […]
That's the name of this article by Virginia Reno, Jasmine Tucker, and Elisa Walker of the National Academy of Social Insurance. That group has also produced the video Social Security: It Pays to Wait, which you can view here or by clicking on the emedded video below. The abstract for the Reno-Tucker-Walker piece appears below […]
Jeff told you on Friday about General Mills's audacious attempt to force its customers into arbitration by downloading its coupons (among other things). After intense backlash, General Mills has reversed itself, as explained in this article by Stephanie Strom. For other articles on the switcheroo, go here and here.
As this article by Jason Millman explains, a new Gallup report finds, among other things, that "states which fully embraced the [Affordable Care Act] by setting up their own exchanges and expanding their Medicaid programs saw their uninsured rate drop this year three times faster than the states that didn’t."