Author Archives: Brian Wolfman

What the rulemakers should do about class actions

In recent years, Supreme Court decisions have narrowed the circumstances in which class actions can be maintained under Federal Rule of Civil Procedure 23. In "Walking the Class Action Maze: Toward a More Functional Rule 23," law professor Robert Bone says that because these Supreme Court decisions are interpretations of the federal rule, the rule […]

CFPB issues study on bank and credit union overdraft practices

The Consumer Financial Protection Bureau has issued this study on bank and credit union overdraft practices. As explained in the agency's press release, the study raises concerns about whether the overdraft costs on consumer checking accounts can be anticipated and avoided. The report shows big differences across financial institutions when it comes to overdraft coverage […]

The revolving door starts spinning at the CFPB

The new Consumer Financial Protection Bureau, though only in its infancy, is already supplying lawyers to law firms that represent the financial services industry, as described in this article by Jenna Greene. Greene says that the law firm Buckley Sandler, whose home page describes itself as "Legal Counsel to the Financial Services Industry," "nabbed Benjamin […]

Supreme Court upholds aribtrator’s decision allowing class arbitration

In Oxford Health Plans v. Sutter, the Supreme Court today upheld an arbitrator's decision that a particular arbitration clause authorized class arbitration. Justice Kagan wrote the main opinion, which was unanimous. The standard of review of arbitrators' decisions under the Federal Arbitration Act is highly deferential. So "the sole question for us," Justice Kagan explained, […]

Sheldon Whitehouse on civil juries and mandatory arbitration

Read Senator Whitehouse's essay. Here's the intro: In recent years corporations have racked up significant victories before the U.S. Supreme Court — a corporate windfall that has come at the expense of Americans who are unable to win redress for their injuries. These decisions have also worked an often overlooked harm: They have made it […]

CFPB plans a consumer awareness study on “dispute resolution” (that is, arbitration)

by Brian Wolfman As many of our readers know, the Dodd-Frank financial reform law authorizes the Consumer Financial Protection Bureau to regulate consumer arbitration. Under that law, the CFPB must conduct a study of consumer arbitration and then issue a report to Congress before it does anything to regulate pre-dispute aribtration clauses in consumer finance […]

Erwin Chemerinsky on why he thinks the Supreme Court’s McBurney decision is wrong

As you will recall, in late April, the Supreme Court decided McBurney v. Young, holding unanimously that neither the Privileges and Immunities Clause of Article IV nor the dormant Commerce Clause of the United States Constitution prevents a state from limiting the right of access to the state's public records to its own citizens. (For […]

States that don’t opt in to the Affordable Care Act’s medicaid expansion stand to lose money (in addition to putting their citizens’ health at risk)

We have posted frequently about the ramifications of the states' decisions to opt-in (or not) to the Affordable Care Act's massive medicaid expansion, including just a few days ago, when we noted the large number of states that have either decided not to opt in (19) or are still thinking about it (8). A new […]

The intersection of disability rights and copyright

My office just submitted an amicus brief in the Second Circuit that I thought our readers might find interesting. The brief on behalf of 15 leading national disability rights organizations and academic researchers in Authors Guild, Inc. v. Hathitrust, No. 12-4547, urges the court of appeals to uphold a district court ruling that the HathiTrust's efforts to […]