Debt CollectionTV News Confronts Scam Debt Collector Posted on February 5, 2014 by Jeff Sovern Here. Lots of FDCPA violations. Jeff Sovern Michael Millemann Professor of Consumer Protection Law University of Maryland Francis King Carey School of Law Judge O’Scannlain: violation of a congressionally-created right is a injury sufficient for standing Enforcing the Home Affordable Modification Program (HAMP)