We received the following call for papers. More information is available here. 18th International Association of Consumer Law Conference (IACL) Topic: Challenges and Unanswered Questions of Consumer Law CALL FOR PAPERS Abstract submission deadline: 16 December 2022 Feedback: 20 February 2023 Guidelines: max. 300 words, 5-7 keywords Dates: Wednesday, 19 July 2023 – Friday, 21 […]
The Consumer Financial Protection Bureau has released a new Supervisory Highlights report on legal violations identified during the CFPB’s supervisory examinations in the first half of 2022. The report details key findings across consumer financial products and services, including how consumer reporting companies and data furnishers continued to violate the Fair Credit Reporting Act by […]
Lauren Saunders of the National Consumer Law Center has written "Practice Implications of Fifth Circuit Ruling That CFPB Funding Unconstitutional." Read it here.
As NPR reports, "President Biden's plan to erase federal student loan debts for tens of millions of borrowers hit a legal wall Thursday, when a U.S. District Court judge in Texas called it unlawful and vacated the debt relief program. The federal government immediately appealed the decision, which came just weeks before student loan payments […]
Claire Johnson Raba of Irvine has written Co-Opting California Courts: How Private Creditors Have Turned the Judiciary Into a Predatory Student Debt Collection Machine. Here is the abstract: In a report, Claire Johnson Raba, a SBPC fellow and clinical teaching fellow at the University of California Irvine School of Law’s Consumer Law Clinic, shows the […]
Here. Some other notable findings: Requests to stop particular types of communication are often ignored by collectors. Most survey respondents indicated that debt collectors generally do not comply with requests from consumers to cease contacting them via a particular method of communication—in violation of Regulation F. * * * Collection of time-barred debts continued, including […]
Tomorrow, the Supreme Court will hear arguments in Health & Hospital Corp. v. Talevski, which poses the question whether people who depend on initiatives that are funded in part by the federal government — such as Medicaid and programs that provide services for nutrition, housing and disabilities — can states when their rights are violated. […]
Peter Conti-Brown of Penn’s Wharton School and the Brookings Institution and Brian D. Feinstein, also of Wharton have written Banking on a Curve: How to Restore the Community Reinvestment Act, Harvard Business Law Review, Forthcoming. Here’s the abstract: The federal government’s primary financial-regulatory tool for combating wealth inequality is broken. Intended to push banks towards deeper engagement […]
From the announcement: The American Law Institute’s Council voted today to approve the launch of a Principles of the Law project that will address a serious challenge facing state courts: the adjudication of high-volume, high-stakes, low-dollar-value civil claims. The project will be led by Reporter David Freeman Engstrom of Stanford Law School. These types of […]
Here. Behind a paywall, but also available on Lexis. Excerpt: * * *The Fifth Circuit is claiming the CFPB wields broader regulatory authority than the Fed, a full-fledged bank regulator that engages in rulemaking and enforcement, operates the payment systems that are the backbone of the economy, and regulates monetary policy and employment. This is […]