Utah couple sues online retailer for wrecking customer’s credit score in response to online criticism

You may recall the story of John Palmer of Utah, from whom online retailer KlearGear.com demanded $3500 after John’s wife Jen posted an online review discussing the couple's bad experience with KlearGear’s customer service. When John refused to pay the outrageous demand, KlearGear reported the $3500 alleged “debt” to the credit reporting agencies and wrecked […]

For a low-income worker, a small payday loan can mean a debt that lasts forever

Paul Kiel of ProPublica has written When Lenders Sue, Quick Cash Can Turn Into a Lifetime of Debt, which describes how a $1,000 payday loan at 400% interest can become a $40,000 debt. The investigative report not only looks at the plight of individual borrowers but provides a comprehensive review of payday loan court enforcement […]

Regulatory delay and electoral politics

This front-page Washington Post investigative report, well worth a read, documents the troubling effect of election-year politics on important regulatory actions. The lede summarizes: The White House systematically delayed enacting a series of rules on the environment, worker safety and health care to prevent them from becoming points of contention before the 2012 election, according […]

New lawsuit seeks to enjoin the Florida Bar’s efforts to squelch free speech on law-firm websites

Despite that pesky First Amendment, state bars around the country often have tried to limit what lawyers can say in advertising to prospective clients. The Florida Bar has always been a leader in this area. And, now, in rules that went into effect earlier this year, the Florida Bar had decided that ordinary promotional techniques […]

A painful object lesson in the costs of austerity

Check out this excellent and gutwrenching Post story, which explains more clearly than most sequester reporting how — and why — the sequester affected different federal programs differently, and tells the story of how four-year-old Kentuckian Carli Hopkins got kicked out of preschool by a federal budget plan adopted because of inertia and accident.

CFPB issues preliminary research results on use of pre-dispute mandatory arbitration clauses in consumer financial contracts

The Consumer Financial Protection Bureau today issued this 168-page compendium of preliminary research on the use of pre-dispute binding mandatory arbitration (BMA) clauses in consumer financial contracts. This document was released as part of CFPB's study on the use of BMA required by section 1028 of the Dodd-Frank financial reform law — the law that […]

This American Life on the history of fair housing and how where we live affects us

A fascinating piece, particularly for those of us who didn't live through the struggle to pass the Fair Housing Act. As the website explains: "Where you live is important. It can dictate quality of schools and hospitals, as well as things like cancer rates, unemployment, or whether the city repairs roads in your neighborhood. On […]