DC Circuit: credit card number in alleged national security investigation is “consumer report” under FCRA

When one comes across a case called Abdelfattah v. DHS alleging a pattern of law enforcement and immigration-authority harassment against a Jordanian national, the Fair Credit Reporting Act is usually not the first remedy that comes to mind. But in the D.C. Circuit's decision in that case this past Friday, an FCRA claim is the […]

New Jersey Appellate Court rejects “ascertainability” as a class-certification requirement

Last week, in Daniels v. Hollister Co., the New Jersey Appellate Division rejected the notion that the plaintiffs in a damages class action must show that the class is "ascertainable" before it may be certified. The court responded at length to recent federal-court ascertainability precedent, coming especially from the Third Circuit, requiring the named plaintiffs […]

The (un)constitutionality of mandatory pre-dispute arbitration imposed through take-it-or-leave-it form contracts

That's the topic of Diffusing Disputes: The Public in the Private of Arbitration, the Private in Courts, and the Erasure of Rights by law professor Judith Resnik. Here is the abstract: Two developments frame this discussion: the demise of negotiated contracts as the predicate to enforcing arbitration obligations under the Federal Arbitration Act and the […]

Ninth Circuit Reverses Garcia v. Google as Only Judge Kozinksi Dissents

In an opinion issued this morning, an almost unanimous en banc Court of Appeals for the Ninth Circuit has overturned the panel opinion in Garcia v. Google, which last year granted a mandatory injunction requiring Google to remove the video “Innocence of Muslims” from YouTube on the ground that, when an actress was tricked into […]

DC A.G. files complaint charging home renovator for shoddy and illegal work

In the complaint, A.G. Karl Racine says the defendants, a married couple named Hofgard who control at least 28 entities, renovated and sold 15 homes since 2013 that had not been properly permitted or inspected. In one instance, according to the complaint, the shoddy work caused the partial collapse of a neighboring property's wall. "They […]

Supreme Court will take up important mootness issues

The Supreme Court granted review this morning in Campbell-Ewald Company v. Gomez, which presents the following important issues about mootness: 1. Whether a case becomes moot, and thus beyond the judicial power of Article III, when the plaintiff receives an offer of complete relief on his claim. 2. Whether the answer to the first question […]

Study shows Supreme Court’s 2009 decision on pleading standards has significant impact

In 2009, the U.S. Supreme Court decided a case called Ashcroft v. Iqbal. The issue before the Court was the adequacy of the complaint filed in the case, and the Court held that the case should be dismissed, prior to discovery, because the allegations in the complaint were too conclusory and not plausible. Although the […]

Is Senator Shelby Trying to Sabotage Mortgage Disclosures? Does He Want Another Great Recession?

by Jeff Sovern Senator Shelby, chair of the Senate Banking Committee, Housing and Urban Affairs Committee, has released a discussion draft of “The Financial Regulatory Improvement Act of 2015.” The draft provides in Section 117, that the CFPB's new mortgage disclosures (sometimes called the "TRID Rule"), promulgated way back in November of 2013 and scheduled […]

A tragic object lesson in the urgency of transportation safety measures

If you haven't seen analysis of the deadly Amtrak crash in Philadelphia this week, read this agonizing story from the New York Times. Amtrak was quite close to having a system that could have prevented the disaster, but "the system, which was tantalizingly close to being operational, was delayed by budgetary shortfalls, technical hurdles and […]