Following up on my July 22 post on FedNow: Mark Budnitz of Georgia State reminds me that one issue with FedNow that may create issues for consumers is its incorporation of UCC Article 4A’s wire transfer rules, even though Article 4A’s rules were not written for transactions involving consumers, and so lack safeguards that are desirable for such transfers. For more on issues with FedNow from the consumer perspective, please read the comments filed here, and of course, Christine’s original post.