Consumer Financial Protection Bureau, Consumer LitigationDistrict Court Rules for Mulvaney, Against English on PI Motion in CFPB Acting Director Case Posted on January 10, 2018 by Jeff Sovern The opinion is here. Jeff Sovern Michael Millemann Professor of Consumer Protection Law University of Maryland Francis King Carey School of Law Interim Bank Regulator Norieka: A Swamp Case Study Do consumer-law violations (or “inefficiencies”) account for 10% or more of what consumers spend?