In September, we blogged concerning the California electoral initiative that would require labeling of genetically modified foods. (We should know the answer on the initiative sometime tomorrow night or early Wednesday morning.) We followed up with this post about genetically modified food labeling requirements across the globe. Now, Brad Plumer has posted this excellent piece on […]
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Consumer Financial Protection Bureau Richard Cordray gave two speeches last week in Seattle that shed light on the new agency's activities. In the first — remarks at a public hearing — Cordray talked about the agency's joint efforts with the FTC in regulating debt collection, principally under the Fair Debt Collection Practices Act. He noted, […]
Today, the Obama Administration issued final regulations for its new Pay As You Earn student loan repayment program. 77 Fed. Reg. 66088. The program enhances graduates’ (including law graduates') ability to repay their student loans, and it nudges graduates toward public service work. With minor exceptions, the program will apply to higher-education graduates who graduated […]
Yesterday, the Consumer Financial Protection Bureau issued its Fall 2012 Supervisory Report discussing the degree to which financial institutions and service providers it regulates are complying with federal consumer financial laws. Part III of the report surveys significant legal violations detected by the CFPB and what the agency is doing to remedy those violatons and […]
A devoted CL&P Blog reader from teachingdegree.org thought our readers might find useful these eight common-sense tips for handling student loans in repayment. Definitely worth a look.
For months now, we have covered the tobacco industry's First Amendment challenge to the FDA's new graphic cigarette package labels. In late August, we told you about a D.C. Circuit panel decision invalidating the labels. We noted that the case was likely on a fast track to the Supreme Court. A couple weeks ago, though, […]
Should government impose workplace health rules? As explained here, laws requiring smoke-free workplaces may significantly improve cardiac health. An excerpt: Researchers at the Mayo Clinic in Rochester, Minn. looked at the number of heart attacks among residents of Olmsted County, Minn. that occurred 18 months before and after implementation of laws banning smoking in restaurants […]
This Wall Street Journal piece explains that older and middle-aged Americans are saddled with a lot of student loan debt largely because they co-signed their kids' and grandkids' student loans and the kids and grandkids have defaulted.
Last Thursday, In AP Optronics v. State of South Carolina, No. 11-254, the Fourth Circuit held that federal jurisdiction under the Class Action Fairness Act ("CAFA") was lacking because the State of South Carolina (and not its individual citizens) was the real party in interest in South Carolina's state-law antitrust action against the manufacturers of […]