That's the topic of this piece by LA Times reporter Don Lee.
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Read this article by Katy O'Donnell at Politico about the CFPB's activities during the health crisis. Here's an exerpt: The Consumer Financial Protection Bureau is relaxing rules designed to shield Americans from abuse during the coronavirus crisis, saying the moves are necessary to give businesses flexibility during the pandemic. But with the agency facing an […]
That's disturbing. Read the May 1, 2020 article entitled States Are Suspending Public Records Access Due to COVID-19 by reporter Colin Lecher. HT Erin Caroll (@erinccarroll13).
Read the Third Circuit's decision in Fischbein v. Olson Research Group. The beginning of the court's majority opinion explains the holding: In this pair of appeals, we are asked to decide whether faxes soliciting participation by the recipients in market research surveysin exchange for monetary payments are advertisements within the meaning of the Telephone Consumer […]
by Jeff Sovern The video and prepared testimony is here. If you have time to read only one, I recommend David Vladeck's excellent statement. Though Senate Majority Leader Mitch McConnell has described this terrible proposal as a "red line" for future coronavirus bills, it appears he does not have the full support of his caucus. […]
Bloomberg reports that a "Consumer Financial Protection Bureau task force that has been criticized in the past for its pro-business leanings stands to earn hundreds of thousands of dollars to offer advice on how to 'harmonize and modernize' federal laws aimed at protecting the public." The full story is here.
Law prof Brian Galle has written If Not Now, When: Why Won’t Universities Spend Their Money? In it, he explains why well-heeled universities should not curtail spending during economic downturns. Rather, he says, it makes sense for those schools to spend their money now, protecting the schools' workers and students in the process.
Da Lin and Daniel Schwarcz have written an op-ed, States Must Act To Cut Auto Insurance Rates During COVID-19 for Law360 (free access during the pandemic). They explain "Auto insurers are experiencing a massive windfall as a result of the coronavirus, but they are not returning a fair portion of those gains to consumers. And […]
Pamela Foohey of Indiana University Maurer School of Law, Dalié Jiménez of California, Irvine and Christopher K. Odinet of Oklahoma have written The Folly of Credit As Pandemic Relief 68 UCLA L. Rev. Disc. __ (2020 Forthcoming). Here's the abstract: Within weeks of the coronavirus pandemic appearing in the United States, the American economy came to […]
A new report from Pew describes how debt collection lawsuits have transformed state courts. Among the report's findings: Fewer people are using the courts for civil cases. Debt claims grew to dominate state civil court dockets in recent decades. People sued for debts rarely have legal representation, but those who do tend to have better […]