Category Archives: Uncategorized

NYT profiles first “climate refugees” in the U.S.

A sign of things to come, reports the Times: In January, the Department of Housing and Urban Development announced grants totaling $1 billion in 13 states to help communities adapt to climate change, by building stronger levees, dams and drainage systems. One of those grants, $48 million for Isle de Jean Charles [in southern Louisiana], […]

Are there too many occupational licensing laws?

A piece in Fivethirtyeight last week highlights the challenges occupational licensing laws pose for younger job-seekers. These are rules, usually at the state or local level, that require workers to get a government-issued license to hold certain jobs. That makes sense for doctors and accountants, but the requirements are increasingly spreading to barbers, cosmetologists and even […]

CFPB offers student-loan borrowers personalized snapshot of repayment options

The Consumer Financial Protection Bureau announced yesterday the "Payback Playbook"—a set of prototype disclosures that outline a path to affordable payments for borrowers trying to avoid student debt distress. The CFPB explained that Payback Playbook provides borrowers with personalized information about their repayment options from loan servicers so they can secure a monthly payment they […]

District court holds Amazon misled consumers with in-app charges; opinion inappropriately redacted

A lot is going on in yesterday's decision in FTC v. Amazon, 2016 WL 1643973 (W.D. Wash. Apr. 26, 2016) — some excellent and some troubling. First, the good news. A Seattle district court held that Amazon engaged in unfair or deceptive practices when it embedded within its apps options to take actions that cost real […]

Short URLs (or “bitlys”) might reveal information about you

Check out this fascinating report in Wired last week, which explains how Cornell Tech researchers cracked the code to shortened URLs from Microsoft and Google and as a result were about to figure out personal information about specific individuals: "By guessing at shortened URLs until they found working ones, the researchers say that they could have […]

CDC finds link between e-cigarette ads and youth smoking

A new study by the Centers for Disease Control and Prevention found a link between exposure to e-cigarette advertisements and the use of e-cigarettes by middle and high school students. The study is the first to assess the link between exposure to e-cigarette advertising and current e-cigarette use, and it concludes that efforts to reduce […]

CFPB acts to stop illegal debt-collection practices by lawsuit mill and debt buyer

Yesterday, the Consumer Financial Protection Bureau ordered the debt collection law firm Pressler & Pressler, LLP, two principal partners, and New Century Financial Services, Inc., a debt buyer, to stop churning out unfair and deceptive debt collection lawsuits based on flimsy or nonexistent evidence. The consent orders bar the companies and individuals from illegal practices […]