Category Archives: Uncategorized

Hearing on Telephone Consumer Protection Act

The Senate Committee on Commerce, Science, and Transportation held a hearing yesterday entitled “The Telephone Consumer Protection Act at 25: Effects on Consumers and Business.” The committee website described the topic as: The hearing will examine the Telephone Consumer Protection Act of 1991 (TCPA), an enacted bill that requires solicitors to maintain a “Do Not […]

The U.S. Department of Labor issues a final rule greatly expanding the number of workers eligible for overtime pay

The U.S. Labor Department today issued a final rule that will significantly raise the pay threshold that triggers exceptions to the general rule that workers must be paid 1.5 times their ordinary pay for every hour they work over 40 hours per week. The Labor Department says that the new rule will Raise the minimum salary level […]

One-in-five auto-title loan borrowers have vehicle seized for failing to repay debt

The Consumer Financial Protection Bureau report finds that one-in-five borrowers who take out a single-payment auto title loan have their car or truck seized by their lender for failing to repay their debt. According to the report, more than four-in-five of these loans are renewed the day they are due because borrowers cannot afford to […]

Texas AG Paxton goes to bat to protect First Amendment rights of a Texas resident

By Steve Gardner Spoiler alert: The resident is ExxonMobil, which is fighting a subpoena (probably a Civil Investigative Demand) by the AG of the Virgin Islands seeking to find out about Exxon's role in climate change. The VI AG is working with an excellent plaintiff firm, Cohen Milstein, to represent the VI. The State of Texas (joined by […]

CFPB sues payday lender over deceptive practices

The Consumer Financial Protection Bureau filed suit this week against All American Check Cashing, Inc., which offers check cashing and payday loans, and its owner, for allegedly tricking and trapping consumers. The complaint alleges that All American tried to keep consumers from learning how much they would be charged to cash a check and used […]

Court of Appeals reinstates class action against Dept of Education over student-loan discharge

The Second Circuit Court of Appeals held yesterday that a class-action lawsuit against the Department of Education by former students of a now-defunct for-profit beauty school can proceed. The students sued the Department for aggressive collection tactics against students who likely had the right to discharge their loans.   Courthouse News offers this summary:     Former […]