We’ve received the following announcement: University of Oklahoma College of Law is pleased to announce that it is currently seeking applicants for visiting professor position(s) for Spring 2025 of the upcoming academic year. The law school has a number of curricular needs, but is especially interested in candidates specializing in bankruptcy, secured transactions, consumer law […]
Author Archives: Jeff Sovern
The Center for Responsible Lending has issued a report, Not Free: The Large Hidden Costs of Small-Dollar Loans Made Through Cash Advance Apps. Here’s the Executive Summary and Key Findings: Earned wage advances (EWA) and cash advance products are small, short-term loans that are typically repaid on the consumer’s next payday either directly from a […]
Here (behind paywall). According to the article, the bill would preempt state privacy laws and provide for a private cause of action. The bill enjoys support from Senate Commerce Committee chair Maria Cantwell, a Democrat, and House Energy and Commerce Committee chair Cathy McMorris Rodgers, a Republican. Whether it will pass in a presidential election year […]
Samuel Becher of the Victoria University of Wellington and Tal Zarsky of the University of Haifa have written Big Mistake(s), forthcoming in the Florida Law Review. Here’s the abstract: The digital age has brought the imbalance of power between prominent firms and individual consumers to the forefront. Despite their proclamations of upholding democratic values and […]
Andrea J. Boyack of Missouri has written Abuse of Contract: Boilerplate Erasure of Consumer Counterparty Rights, Iowa Law Review, Forthcoming. Here’s the abstract: Contract law and the new Restatement of the Law of Consumer Contracts generally treats the entirety of the company’s boilerplate as presumptively binding. Entrusting the content of consumer contracts to companies creates a […]
We received the following announcement: Join us in a discussion from diverse perspectives on how the National Association of Realtors settlement will affect the real estate industry Friday, April 12, 2024 | 12:30 to 4 pm (CT) Walter F. Mondale Hall Room 30, Sub-plaza (In-person) 229 19th Avenue South Minneapolis, Minnesota In-person – or – […]
Consumer Financial Protection Bureau, Consumer Law Scholarship, Unfair & Deceptive Acts & Practices (UDAP), including Discrimination
Consumer Finance Monitor Podcast: The Consumer Financial Protection Bureau’s Use of Unfairness to Regulate Discriminatory Conduct: A Discussion of the Consumer and Industry Perspectives
Here. I spoke about my recent article, Is Discrimination Unfair?, on the podcast.
Policy battles over consumer protection often hinge on what’s better for consumers. That’s because consumer advocates often call for reforms that will aid consumers while the industry, which presumably doesn’t want to oppose proposals based simply on the position that they will cut into industry profits, instead attacks the claim that the reforms will actually […]
A. Oloyede, I. Ajibade, C. Obunadike, A. Phillips, O. Shittu, E. Taiwo, all of Austin Peay State University, and S. Kizor-Akaraiwe of the University of Washington have written A Review of Cybersecurity as an Effective Tool for Fighting Identity Theft across United States, 12 International Journal on Cybernetics and Informatics, No.5, (October 2023). Here is […]