Author Archives: Jeff Sovern

Hoofnagle & Urban Reexamine Alan Westin’s Privacy Classifications of Consumers

Chris Jay Hoofnagle and Jennifer M. Urban, both of Berkeley, have written Alan Westin's Privacy Homo Economicus, 49 Wake Forest Law Review 261 (2014).  Here's the abstract: Homo economicus reliably makes an appearance in regulatory debates concerning information privacy.  Under the still-dominant U.S. “notice and choice” approach to consumer information privacy, the rational consumer is […]

Tara Twomey on the Intersection of Reverse Mortgages and Bankruptcy

Tara Twomey of the National Consumer Law Center and National Consumer Bankruptcy Rights Center has written Crossing Paths: The Intersection of Reverse Mortgages and Bankruptcy.  Here is the abstract: The senior population of the United States is expected to grow rapidly over the next twenty years.  Rather than enjoying their golden years, increasingly older Americans […]

The Hill Reports on the GOP’s Continuing Effort to Cripple the CFPB

by Jeff Sovern Here. Eleven proposed bills this time.  It creates an interesting contrast with the just issued CFPB's Supervisory Highlights report, which reports, for example, that the CFPB found that one collection firm violated debt collection laws approximately 17,000 times and a creditor has been selling debts on which consumers were no longer liable.  […]

Hoofnagle on Big Data, Privacy, and the FCRA

Chris Jay Hoofnagle of Berkeley has written How the Fair Credit Reporting Act Regulates Big Data for the Future of Privacy Forum Workshop on Big Data and Privacy: Making Ends Meet, 2013. Here is the abstract: This short essay, prepared for the Future of Privacy Forum's Big Data and Privacy: Making Ends Meet event in […]

Annals of Consumer Law: Stephen Ware Paper on the British Debate on Imprisonment for Debt in the Twentieth Century

Stephen J. Ware of Kansas has written A 20th Century Debate About Imprisonment for Debt.  Here's the abstract: In the early twentieth century, Parliament debated whether to abolish imprisonment for debt.  Parliament’s Select Committee on Debtors (Imprisonment) of 1909 heard testimony from witnesses and issued a report recommending the continuation of imprisonment for debt.  This […]

Every American Should Read (Or Better Yet, Listen to) Elizabeth Warren’s Book

by Jeff Sovern I've been listening to the audio version of Elizabeth Warren's new book, A Fighting Chance (you can read and listen to a short excerpt here).  Over at PrawfsBlawg, Jennifer Bard wrote that law professors should read the book. I would go much further: anyone who cares about our country should read (or […]